Capital One Financial CorporationCOF
NYSE • Financial Services
$193.00
P/E
54.18
PEG
—
FCF Yield
—
Rev Growth YoY
+3819.1% YoY
Gross Margin
—
Health Score
5/10
D/E Ratio
0.44
Confidence
LOW
Business Snapshot
Capital One Financial Corporation is a large-cap U.S. bank holding company specialising in credit cards, auto loans, and consumer and commercial banking products. It operates primarily in the United States, competing in the highly competitive consumer credit and digital banking space. Based on the current price of $193.00 and a Price/Book ratio of 1.36x, COF occupies the large-cap tier of the financial services sector, though its precise market capitalisation figure is not available in this dataset.
Financial Health
**Score: 5/10** COF's balance sheet shows a manageable Debt/Equity ratio of 0.44x, which is conservative for a large financial institution and suggests limited leverage risk. However, the Return on Equity of 244.0% is an extreme outlier that almost certainly reflects a distorted denominator or one-time accounting effects rather than genuine operational efficiency — it should be treated with caution rather than as a signal of exceptional profitability...
Risk Assessment
- **VALUATION: P/E of 54.18x is approximately 2.2x the sector average of 25x, with no PEG or DCF anchor to assess whether the premium is justified.** - **EARNINGS QUALITY: Earnings growth of -7,124.0% YoY alongside revenue growth of +3,819.1% signals extreme income statement distortion that warrants investigation before drawing conclusions.** - **DATA COMPLETENESS: TTM Revenue, TTM Net Income, Free Cash Flow, gross margin, and market cap are all unavailable, materially limiting fundamental analysis reliability.** - **TECHNICALS: A confirmed death cross (50-day MA crossing below 200-day MA) with MACD in bearish territory suggests negative price momentum, and the current price of $193.00 sits 25.8% below the 52-week high of $259.64.** - **TRANSPARENCY: A net margin of 1,490.3% is arithmetically implausible for a consumer lending business and is almost certainly a data artefact, raising questions about data integrity across this payload.** ---...