CINF Debt-to-Equity Ratio Analysis
Updated 129h ago·SEC filings & market data
Key Takeaway
The debt-to-equity ratio measures a company’s total debt against its shareholders’ equity, showing how much funding comes from borrowing versus owners’ capital.
Sector Performance
11th percentileCINF
0.05x
Sector Median
0.74x
Sector Avg
2.51x
Prior Period
0.06x(Apr 2026)
Deep Analysis
The debt-to-equity ratio measures a company’s total debt against its shareholders’ equity, showing how much funding comes from borrowing versus owners’ capital.
At 0.05x, CINF carries very little debt relative to its equity base, indicating a conservative capital structure. This sits far below the sector median of 0.74x, placing the company in the 11th percentile among peers, meaning only 11% of sector companies have lower leverage. The trend data is not available: the year-over-year change is N/A, and the quarter-over-quarter change is also N/A, so no direction can be inferred from the current single value alone. The combination of a very low level with an unknown trend suggests reduced financial risk from debt, but leaves uncertainty about whether this is a stable condition or a recent shift. This low leverage supports a neutral verdict because it lowers downside risk, yet the absence of trend information prevents a more positive or negative stance.
Frequently Asked Questions
What does the Debt-to-Equity Ratio tell investors about CINF?
Shows how much a company is financing its operations through debt vs shareholder funds. High D/E can amplify returns — and losses.
How is the Debt-to-Equity Ratio calculated?
Debt-to-Equity Ratio is calculated as: Total Debt / Shareholders' Equity.
Who are CINF's closest peers by Debt-to-Equity Ratio?
The closest peers by Debt-to-Equity Ratio include: TAP (0.76x), PCAR (0.72x), O (0.78x), PRU (0.78x), KIM (0.85x).
Learn More About Debt-to-Equity Ratio
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Learn how to spot a debt problem in stocks using D/E, interest coverage, and net debt/EBITDA ratios. Real examples from META and MSFT, plus danger thresholds you need to know.
Debt/Equity Ratio: How Much Debt Is Too Much?
The debt to equity ratio explained: why context, interest coverage, and sector norms matter far more than the raw number when assessing debt risk.
The Formula
Total Debt / Shareholders' Equity
Why It Matters
Shows how much a company is financing its operations through debt vs shareholder funds. High D/E can amplify returns — and losses.
Master CINF's Valuation
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0.05x
Sector Median
0.74x
Sector Avg
2.51x
How CINF's Debt-to-Equity Ratio compares to sector peers.
Also Analyze
Not financial advice. Research tool only. Data may be delayed.