AXPNEUTRAL

AXP Debt-to-Equity Ratio Analysis

1.72x

Updated 83h ago·SEC filings & market data

Key Takeaway

The debt-to-equity ratio of 1.72x means AXP carries $1.72 of debt for every $1 of shareholder equity, showing how much the company relies on borrowed funds versus owners’ capital.

Sector Performance

80th percentile

AXP

1.72x

Sector Median

0.74x

Sector Avg

2.52x

Prior Period

1.78x(Jul 2026)

↑ Improving

📊

Deep Analysis

The debt-to-equity ratio of 1.72x means AXP carries $1.72 of debt for every $1 of shareholder equity, showing how much the company relies on borrowed funds versus owners’ capital.

This is well above the sector median of 0.74x, placing AXP in the 81st percentile among sector peers, so it is more leveraged than roughly four-fifths of them. The year-over-year change is not available, but the quarter-over-quarter change of -3.4% indicates a slight reduction in leverage from the prior quarter’s 1.78x. While the high level of debt suggests greater financial risk than peers, the recent downward movement offers a mild sign that management is trimming leverage. Combined, the elevated ratio with a small improvement points to a riskier balance sheet that is not deteriorating, but also offers no clear opportunity from deleveraging. This metric supports the overall NEUTRAL verdict, as the high leverage is a cautionary factor that is partly offset by the modest quarter-over-quarter decline.

Frequently Asked Questions

What does the Debt-to-Equity Ratio tell investors about AXP?

Shows how much a company is financing its operations through debt vs shareholder funds. High D/E can amplify returns — and losses.

How is the Debt-to-Equity Ratio calculated?

Debt-to-Equity Ratio is calculated as: Total Debt / Shareholders' Equity.

Who are AXP's closest peers by Debt-to-Equity Ratio?

The closest peers by Debt-to-Equity Ratio include: W (-1.00x), MSCI (-2.37x), SBAC (-2.75x), LCID (-3.08x), TDG (-3.41x).

📚

Learn More About Debt-to-Equity Ratio

How to Spot a Debt Problem Before It Hits the Stock Price

Learn how to spot a debt problem in stocks using D/E, interest coverage, and net debt/EBITDA ratios. Real examples from META and MSFT, plus danger thresholds you need to know.

Debt/Equity Ratio: How Much Debt Is Too Much?

The debt to equity ratio explained: why context, interest coverage, and sector norms matter far more than the raw number when assessing debt risk.

The Formula

Total Debt / Shareholders' Equity

Why It Matters

Shows how much a company is financing its operations through debt vs shareholder funds. High D/E can amplify returns — and losses.