Quick Ratio

American Express’s current Quick Ratio of 0.34x means the company holds $0.34 in highly liquid assets (like cash and receivables) for every $1 of short-term obligations; a ratio below 1.0 can signal limited immediate liquidity.

This sits below the sector median of 0.37x and places the company in the 35th percentile among its Financial Services peers, indicating it has weaker liquidity coverage than the majority of competitors. The metric has remained perfectly stable over the last eight quarters, with a year-over-year change of +0.0% and a quarter-over-quarter change of +0.0%, showing no movement in either direction. The combination of a below-median level and a flat trend suggests a low-risk but static liquidity position—there is no deterioration to cause alarm, yet no improvement to reduce the relative disadvantage. This metric supports the overall NEUTRAL verdict because the quick ratio is neither strong enough to justify a bullish view nor weak enough to warrant a bearish one.

Frequently Asked Questions

Closest Sector Peers