ALLNEUTRAL

ALL Debt-to-Equity Ratio Analysis

0.24x

Higher than 24% of Financial Services sector peers

Updated 2983h ago·SEC filings & market data

Key Takeaway

The debt-to-equity ratio compares a company’s total debt to its shareholders’ equity, showing how much financing comes from borrowing versus investor capital.

Sector Performance

24th percentile

ALL

0.24x

Sector Median

0.46x

Sector Avg

0.94x

Prior Period

0.00x(Apr 2026)

↓ Declining

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Deep Analysis

The debt-to-equity ratio compares a company’s total debt to its shareholders’ equity, showing how much financing comes from borrowing versus investor capital.

At 0.24x, Allstate uses very little debt relative to equity, indicating a conservative capital structure. This is well below the Financial Services sector median of 0.63x and places Allstate in the 14th percentile among peers, meaning the majority of competitors carry higher leverage. The year-over-year change, quarter-over-quarter change, and trend direction over the last eight quarters are all listed as N/A, so no pattern can be inferred from historical data. The combination of a low leverage level with no available trend creates a neutral risk profile: the current debt exposure is low, but without directional movement, it is unclear whether this position is strengthening or weakening. This metric supports the overall NEUTRAL verdict, as the conservative debt footprint offers stability but does not alone signal a compelling investment opportunity.

Frequently Asked Questions

What does the Debt-to-Equity Ratio tell investors about ALL?

Shows how much a company is financing its operations through debt vs shareholder funds. High D/E can amplify returns — and losses.

How is the Debt-to-Equity Ratio calculated?

Debt-to-Equity Ratio is calculated as: Total Debt / Shareholders' Equity.

How does ALL's Debt-to-Equity Ratio compare to its sector?

ALL's Debt-to-Equity Ratio of 0.24x compares to a Financial Services sector median of 0.46x, placing it in the 24th percentile.

Who are ALL's closest peers by Debt-to-Equity Ratio?

The closest Financial Services peers by Debt-to-Equity Ratio include: HSBC (0.52x), AIZ (0.38x), AMP (0.53x), RJF (0.35x), AFL (0.35x).

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Learn More About Debt-to-Equity Ratio

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Learn how to spot a debt problem in stocks using D/E, interest coverage, and net debt/EBITDA ratios. Real examples from META and MSFT, plus danger thresholds you need to know.

Debt/Equity Ratio: How Much Debt Is Too Much?

The debt to equity ratio explained: why context, interest coverage, and sector norms matter far more than the raw number when assessing debt risk.

The Formula

Total Debt / Shareholders' Equity

Why It Matters

Shows how much a company is financing its operations through debt vs shareholder funds. High D/E can amplify returns — and losses.