AIZNEUTRAL

AIZ EV/EBITDA Analysis

8.7x

Higher than 29% of Financial Services sector peers

Updated 4155h ago·SEC filings & market data

Key Takeaway

The current EV/EBITDA of 8.7x means that Assurant’s enterprise value (market cap plus debt minus cash) is 8.7 times its earnings before interest, taxes, depreciation, and amortization — a measure used to value a company relative to its operating profits.

Sector Performance

29th percentile

AIZ

8.7x

Sector Median

13.1x

Sector Avg

15.5x

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Deep Analysis

This is lower than the sector median of 11.6x, placing Assurant at the 27th percentile among Financial Services peers, indicating it trades at a discount relative to the typical company in its sector. The metric has been completely stable over the last eight quarters, with no change year-over-year or quarter-over-quarter (both +0.0%). The combination of a below-median valuation and a flat trend suggests limited near-term upside from multiple expansion, but also no deterioration in operating cash flow coverage of the enterprise value. This stability can imply a low-risk profile for income-focused investors, as the valuation hasn’t been volatile, yet it offers no clear catalyst for re-rating. This consistent, discount-level EV/EBITDA supports the overall NEUTRAL verdict, as it neither signals an undervalued opportunity demanding a buy nor a warning of overvaluation requiring a sell.

Frequently Asked Questions

What does the EV/EBITDA tell investors about AIZ?

A valuation multiple preferred by analysts for capital-intensive or leveraged businesses. Useful for cross-sector comparisons where earnings can be distorted by debt.

How is the EV/EBITDA calculated?

EV/EBITDA is calculated as: Enterprise Value / EBITDA.

How does AIZ's EV/EBITDA compare to its sector?

AIZ's EV/EBITDA of 8.7x compares to a Financial Services sector median of 13.1x, placing it in the 29th percentile.

Who are AIZ's closest peers by EV/EBITDA?

The closest Financial Services peers by EV/EBITDA include: SCHW (12.6x), BAC (13.5x), PNC (11.6x), PFG (11.1x), AFL (11.0x).

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Learn More About EV/EBITDA

EV/EBITDA Explained: The Valuation Metric Pro Investors Actually Use

Learn what EV/EBITDA is, why it beats P/E for capital-heavy companies, typical sector ranges, and key limitations every serious investor should know.

The Formula

Enterprise Value / EBITDA

Why It Matters

A valuation multiple preferred by analysts for capital-intensive or leveraged businesses. Useful for cross-sector comparisons where earnings can be distorted by debt.