EV/EBITDA
Higher than 29% of Financial Services sector peers
Updated 1926h ago
Sector Performance
29th percentileAIZ
8.7x
Sector Median
13.1x
Sector Avg
15.5x
Deep Analysis
The current EV/EBITDA of 8.7x means that Assurant’s enterprise value (market cap plus debt minus cash) is 8.7 times its earnings before interest, taxes, depreciation, and amortization — a measure used to value a company relative to its operating profits.
This is lower than the sector median of 11.6x, placing Assurant at the 27th percentile among Financial Services peers, indicating it trades at a discount relative to the typical company in its sector. The metric has been completely stable over the last eight quarters, with no change year-over-year or quarter-over-quarter (both +0.0%). The combination of a below-median valuation and a flat trend suggests limited near-term upside from multiple expansion, but also no deterioration in operating cash flow coverage of the enterprise value. This stability can imply a low-risk profile for income-focused investors, as the valuation hasn’t been volatile, yet it offers no clear catalyst for re-rating. This consistent, discount-level EV/EBITDA supports the overall NEUTRAL verdict, as it neither signals an undervalued opportunity demanding a buy nor a warning of overvaluation requiring a sell.
Frequently Asked Questions
What does the EV/EBITDA tell investors about AIZ?
A valuation multiple preferred by analysts for capital-intensive or leveraged businesses. Useful for cross-sector comparisons where earnings can be distorted by debt.
How is the EV/EBITDA calculated?
EV/EBITDA is calculated as: Enterprise Value / EBITDA.
How does AIZ's EV/EBITDA compare to its sector?
AIZ's EV/EBITDA of 8.7x compares to a Financial Services sector median of 13.1x, placing it in the 29th percentile.
Who are AIZ's closest peers by EV/EBITDA?
The closest Financial Services peers by EV/EBITDA include: SCHW (12.6x), BAC (13.5x), PNC (11.6x), AFL (11.0x), PFG (10.8x).
The Formula
Enterprise Value / EBITDA
Why It Matters
A valuation multiple preferred by analysts for capital-intensive or leveraged businesses. Useful for cross-sector comparisons where earnings can be distorted by debt.
Master AIZ's Valuation
Get the complete institutional research report covering all fundamental and technical metrics.
View full AIZ research report →AIZ
8.7x
Sector Median
13.1x
Sector Avg
15.5x
How AIZ's EV/EBITDA compares to sector peers.
Also Analyze
Not financial advice. Research tool only. Data may be delayed.