AIZNEUTRAL

EV/EBITDA

8.7x

Higher than 29% of Financial Services sector peers

Updated 1926h ago

Sector Performance

29th percentile

AIZ

8.7x

Sector Median

13.1x

Sector Avg

15.5x

📊

Deep Analysis

The current EV/EBITDA of 8.7x means that Assurant’s enterprise value (market cap plus debt minus cash) is 8.7 times its earnings before interest, taxes, depreciation, and amortization — a measure used to value a company relative to its operating profits.

This is lower than the sector median of 11.6x, placing Assurant at the 27th percentile among Financial Services peers, indicating it trades at a discount relative to the typical company in its sector. The metric has been completely stable over the last eight quarters, with no change year-over-year or quarter-over-quarter (both +0.0%). The combination of a below-median valuation and a flat trend suggests limited near-term upside from multiple expansion, but also no deterioration in operating cash flow coverage of the enterprise value. This stability can imply a low-risk profile for income-focused investors, as the valuation hasn’t been volatile, yet it offers no clear catalyst for re-rating. This consistent, discount-level EV/EBITDA supports the overall NEUTRAL verdict, as it neither signals an undervalued opportunity demanding a buy nor a warning of overvaluation requiring a sell.

Frequently Asked Questions

What does the EV/EBITDA tell investors about AIZ?

A valuation multiple preferred by analysts for capital-intensive or leveraged businesses. Useful for cross-sector comparisons where earnings can be distorted by debt.

How is the EV/EBITDA calculated?

EV/EBITDA is calculated as: Enterprise Value / EBITDA.

How does AIZ's EV/EBITDA compare to its sector?

AIZ's EV/EBITDA of 8.7x compares to a Financial Services sector median of 13.1x, placing it in the 29th percentile.

Who are AIZ's closest peers by EV/EBITDA?

The closest Financial Services peers by EV/EBITDA include: SCHW (12.6x), BAC (13.5x), PNC (11.6x), AFL (11.0x), PFG (10.8x).

The Formula

Enterprise Value / EBITDA

Why It Matters

A valuation multiple preferred by analysts for capital-intensive or leveraged businesses. Useful for cross-sector comparisons where earnings can be distorted by debt.

Advertisement

Master AIZ's Valuation

Get the complete institutional research report covering all fundamental and technical metrics.

View full AIZ research report

Free account — no credit card

AIZ

8.7x

Sector Median

13.1x

Sector Avg

15.5x

How AIZ's EV/EBITDA compares to sector peers.

Not financial advice. Research tool only. Data may be delayed.