AFLNEUTRAL

EV/EBITDA

11.0x

Higher than 43% of Financial Services sector peers

Updated 1926h ago

Sector Performance

43th percentile

AFL

11.0x

Sector Median

13.1x

Sector Avg

15.5x

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Deep Analysis

Aflac’s current EV/EBITDA of 11.0x means its enterprise value (total company market value plus debt minus cash) is 11 times its earnings before interest, taxes, depreciation, and amortization — a common measure of how cheaply the market values the firm’s operating earnings.

This stands well below the Financial Services sector median of 16.2x, placing Aflac in the 34th percentile among its peers, indicating it trades at a lower multiple than most companies in its industry. No trend data is available for this metric — year-over-year and quarter-over-quarter changes are both N/A, and no historical values beyond the current reading are provided. Without a trend, the valuation level alone suggests a relatively lower market price for its earnings power, which could imply a value opportunity if justified by fundamentals, but also carries the risk that the discount reflects unresolved issues. The CAUTIOUS overall verdict is partially contradicted by the below-median EV/EBITDA, as a lower multiple often aligns with undervaluation; however, the absence of trend information and the cautious rating from other factors temper any bullish conclusion.

Frequently Asked Questions

What does the EV/EBITDA tell investors about AFL?

A valuation multiple preferred by analysts for capital-intensive or leveraged businesses. Useful for cross-sector comparisons where earnings can be distorted by debt.

How is the EV/EBITDA calculated?

EV/EBITDA is calculated as: Enterprise Value / EBITDA.

How does AFL's EV/EBITDA compare to its sector?

AFL's EV/EBITDA of 11.0x compares to a Financial Services sector median of 13.1x, placing it in the 43th percentile.

Who are AFL's closest peers by EV/EBITDA?

The closest Financial Services peers by EV/EBITDA include: SCHW (12.6x), BAC (13.5x), PNC (11.6x), PFG (10.8x), ALLY (10.5x).

The Formula

Enterprise Value / EBITDA

Why It Matters

A valuation multiple preferred by analysts for capital-intensive or leveraged businesses. Useful for cross-sector comparisons where earnings can be distorted by debt.

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AFL

11.0x

Sector Median

13.1x

Sector Avg

15.5x

How AFL's EV/EBITDA compares to sector peers.

Not financial advice. Research tool only. Data may be delayed.