YOUNEUTRAL

YOU P/E Ratio Analysis

45.4x

Updated 262h ago·SEC filings & market data

Key Takeaway

The P/E ratio of 45.4x means investors are paying $45.40 for every $1 of the company’s earnings over the past year — a high price relative to earnings, often implying expectations of future growth.

Sector Performance

83th percentile

YOU

45.4x

Sector Median

24.4x

Sector Avg

36.3x

Prior Period

44.0x(Jun 2026)

↓ Declining

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Deep Analysis

Among sector peers, the median P/E is 24.8x, placing YOU in the 83rd percentile, meaning only 17% of peers trade at a higher multiple. The ratio has been increasing: it rose 3.1% quarter-over-quarter (from 44.0x to 45.4x), and a year-over-year comparison is not available. A high and rising P/E suggests the stock’s price has outpaced earnings growth, which can indicate elevated valuation risk if earnings fail to meet expectations. This combination of a premium level and an upward trend does not align comfortably with a NEUTRAL verdict — it instead points to caution, as the stock is priced for aggressive growth that may not materialize.

Frequently Asked Questions

What does the P/E Ratio tell investors about YOU?

Measures how much investors pay per dollar of earnings. A high P/E signals growth expectations; a low P/E may indicate undervaluation or slow growth.

How is the P/E Ratio calculated?

P/E Ratio is calculated as: Price / EPS.

Who are YOU's closest peers by P/E Ratio?

The closest peers by P/E Ratio include: OMF (9.0x), TRV (8.7x), JACK (8.5x), GIS (8.4x), FIS (8.4x).

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The Formula

Price / EPS

Why It Matters

Measures how much investors pay per dollar of earnings. A high P/E signals growth expectations; a low P/E may indicate undervaluation or slow growth.