USBNEUTRAL

USB P/E Ratio Analysis

12.1x

Updated 81h ago·SEC filings & market data

Key Takeaway

The P/E ratio of 12.1x means investors are paying $12.10 for each $1 of USB's trailing earnings — a measure of how expensive or cheap the stock is relative to profitability.

Sector Performance

14th percentile

USB

12.1x

Sector Median

23.1x

Sector Avg

33.7x

Prior Period

12.7x(Jul 2026)

↑ Improving

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Deep Analysis

The P/E ratio of 12.1x means investors are paying $12.10 for each $1 of USB's trailing earnings — a measure of how expensive or cheap the stock is relative to profitability.

This is far lower than the sector median of 23.2x, placing USB at the 13th percentile among peers, so the stock is cheaper than roughly 87% of its sector. The year-over-year change is not available, but the quarter-over-quarter change shows the P/E declined by 4.7%, from 12.7x to 12.1x. A low P/E combined with a recent contraction points to a possible value opportunity, yet the downward move could also reflect fading earnings expectations or weaker market sentiment. Because the multiple is neither extremely depressed nor stretched, and the trend is modestly negative, the level and direction together imply a balanced risk-reward profile. This metric supports the overall NEUTRAL verdict: the cheap valuation is a positive, but the quarter-over-quarter decline tempers any strong bullish case.

Frequently Asked Questions

What does the P/E Ratio tell investors about USB?

Measures how much investors pay per dollar of earnings. A high P/E signals growth expectations; a low P/E may indicate undervaluation or slow growth.

How is the P/E Ratio calculated?

P/E Ratio is calculated as: Price / EPS.

Who are USB's closest peers by P/E Ratio?

The closest peers by P/E Ratio include: WELL (102.4x), IAC (104.9x), FORM (108.1x), MCHP (113.5x), MTSI (118.9x).

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The Formula

Price / EPS

Why It Matters

Measures how much investors pay per dollar of earnings. A high P/E signals growth expectations; a low P/E may indicate undervaluation or slow growth.