Debt-to-Equity Ratio
Updated 249h ago
Sector Performance
72th percentileUSB
1.20x
Sector Median
0.73x
Sector Avg
0.09x
Deep Analysis
The debt-to-equity ratio compares total liabilities to shareholders' equity, showing how much the company relies on borrowed money versus owner funds; USB’s current 1.20x means it uses $1.20 in debt for every $1 of equity.
This is above the sector median of 0.73x, placing USB in the 71st percentile — meaning it carries higher leverage than about 71% of its peers. The year-over-year change, quarter-over-quarter change, and trend over the last eight quarters are all not available, so no direction can be inferred from historical data. Without a trend, the elevated ratio relative to peers signals higher financial risk if earnings decline, but it does not indicate worsening or improvement. This metric supports the overall NEUTRAL verdict — leverage is above average, but the lack of trend data prevents upgrading or downgrading the risk assessment.
Frequently Asked Questions
What does the Debt-to-Equity Ratio tell investors about USB?
Shows how much a company is financing its operations through debt vs shareholder funds. High D/E can amplify returns — and losses.
How is the Debt-to-Equity Ratio calculated?
Debt-to-Equity Ratio is calculated as: Total Debt / Shareholders' Equity.
Who are USB's closest peers by Debt-to-Equity Ratio?
The closest peers by Debt-to-Equity Ratio include: ETSY (-2.62x), MCK (-3.00x), TDG (-3.40x), VRSK (-3.81x), MAR (-4.04x).
The Formula
Total Debt / Shareholders' Equity
Why It Matters
Shows how much a company is financing its operations through debt vs shareholder funds. High D/E can amplify returns — and losses.
Master USB's Valuation
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1.20x
Sector Median
0.73x
Sector Avg
0.09x
How USB's Debt-to-Equity Ratio compares to sector peers.
Also Analyze
Not financial advice. Research tool only. Data may be delayed.