UPSTCAUTIOUS

UPST Revenue Growth (YoY) Analysis

41.7%

Updated 131h ago·SEC filings & market data

Key Takeaway

Revenue Growth (YoY) measures the percentage increase in a company's revenue compared to the same quarter last year, so a 41.7% value means revenue is 41.7% higher than a year ago.

Sector Performance

91th percentile

UPST

41.7%

Sector Median

9.2%

Sector Avg

14.7%

Prior Period

44.4%(Jul 2026)

↓ Declining

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Deep Analysis

Revenue Growth (YoY) measures the percentage increase in a company's revenue compared to the same quarter last year, so a 41.7% value means revenue is 41.7% higher than a year ago.

This is far above the sector median of 8.8%, placing the company in the 92nd percentile among its peers. The overall trend direction over the last 8 quarters is not available, but the most recent quarter's growth of 41.7% is down from 44.4% in the prior quarter, reflecting a -

Frequently Asked Questions

What does the Revenue Growth (YoY) tell investors about UPST?

Year-over-year revenue acceleration is one of the strongest signals of business momentum. Sustained >15% growth is rare and typically re-rated by the market.

How is the Revenue Growth (YoY) calculated?

Revenue Growth (YoY) is calculated as: (Revenue_t - Revenue_t-4) / Revenue_t-4.

Who are UPST's closest peers by Revenue Growth (YoY)?

The closest peers by Revenue Growth (YoY) include: FCX (-7.3%), INSP (-7.6%), FOX (-8.6%), NVR (-10.5%), HES (-11.2%).

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Learn More About Revenue Growth (YoY)

How to Analyze Revenue Growth: More Than Just Rising Sales

Learn how to analyze revenue growth beyond the headline number. Master absolute vs percentage, YoY vs QoQ, and sustainable growth with real examples from NVDA, GOOGL, and MDB.

The Formula

(Revenue_t - Revenue_t-4) / Revenue_t-4

Why It Matters

Year-over-year revenue acceleration is one of the strongest signals of business momentum. Sustained >15% growth is rare and typically re-rated by the market.