PYPL Debt-to-Equity Ratio Analysis
Updated 553h ago·SEC filings & market data
Key Takeaway
A debt-to-equity ratio of 0.47x means the company uses $0.47 of debt for every $1.00 of shareholders’ equity, indicating it relies more on equity than borrowed money to fund operations.
Sector Performance
33th percentilePYPL
0.47x
Sector Median
0.73x
Sector Avg
0.13x
Prior Period
0.49x(Apr 2026)
Deep Analysis
A debt-to-equity ratio of 0.47x means the company uses $0.47 of debt for every $1.00 of shareholders’ equity, indicating it relies more on equity than borrowed money to fund operations.
This is below the sector median of 0.73x, placing PYPL in the 33rd percentile among peers — a lower leverage position compared to most competitors. The metric shows no trend data because year-over-year and quarter-over-quarter changes are not available, so no direction can be assessed. The combination of a low debt level with no trend information suggests a lower default risk, but without movement data, potential improvements or deteriorations are unknown. This supports the overall NEUTRAL verdict: the debt load is conservative but the lack of trend leaves the outlook unchanged.
Frequently Asked Questions
What does the Debt-to-Equity Ratio tell investors about PYPL?
Shows how much a company is financing its operations through debt vs shareholder funds. High D/E can amplify returns — and losses.
How is the Debt-to-Equity Ratio calculated?
Debt-to-Equity Ratio is calculated as: Total Debt / Shareholders' Equity.
Who are PYPL's closest peers by Debt-to-Equity Ratio?
The closest peers by Debt-to-Equity Ratio include: FICO (-1.73x), SBUX (-1.78x), HLT (-2.09x), MSCI (-2.31x), ETSY (-2.62x).
Learn More About Debt-to-Equity Ratio
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Debt/Equity Ratio: How Much Debt Is Too Much?
The debt to equity ratio explained: why context, interest coverage, and sector norms matter far more than the raw number when assessing debt risk.
The Formula
Total Debt / Shareholders' Equity
Why It Matters
Shows how much a company is financing its operations through debt vs shareholder funds. High D/E can amplify returns — and losses.
Master PYPL's Valuation
Get the complete institutional research report covering all fundamental and technical metrics.
View full PYPL research report →PYPL
0.47x
Sector Median
0.73x
Sector Avg
0.13x
How PYPL's Debt-to-Equity Ratio compares to sector peers.
Also Analyze
Not financial advice. Research tool only. Data may be delayed.