PYPLNEUTRAL

PYPL Current Ratio Analysis

1.26x

Updated 552h ago·SEC filings & market data

Key Takeaway

With a current ratio of 1.26x, PYPL has $1.26 in current assets for every $1.00 of current liabilities, indicating it can cover short-term obligations.

Sector Performance

54th percentile

PYPL

1.26x

Sector Median

1.20x

Sector Avg

2.57x

Prior Period

1.29x(Apr 2026)

↓ Declining
📊

Deep Analysis

With a current ratio of 1.26x, PYPL has $1.26 in current assets for every $1.00 of current liabilities, indicating it can cover short-term obligations.

This is slightly above the sector median of 1.21x, placing PYPL at the 53rd percentile among its peers—a position modestly better than the average. However, the year-over-year change, quarter-over-quarter change, and trend direction over the last eight quarters are all listed as N/A, meaning no historical comparison data is available to assess momentum. Because the absolute level is only marginally above the median and no trend can be evaluated, the combination offers neither a clear risk signal nor a distinct opportunity. This metric supports the overall NEUTRAL verdict, as the current ratio is adequate but unexceptional, and the lack of trend data prevents any stronger conviction.

Frequently Asked Questions

What does the Current Ratio tell investors about PYPL?

Measures short-term financial health. A ratio above 1.5 is generally healthy; below 1.0 may indicate liquidity stress.

How is the Current Ratio calculated?

Current Ratio is calculated as: Current Assets / Current Liabilities.

Who are PYPL's closest peers by Current Ratio?

The closest peers by Current Ratio include: GEN (0.40x), USB (0.40x), CHTR (0.40x), DRI (0.39x), WFC (0.34x).

The Formula

Current Assets / Current Liabilities

Why It Matters

Measures short-term financial health. A ratio above 1.5 is generally healthy; below 1.0 may indicate liquidity stress.

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PYPL

1.26x

Sector Median

1.20x

Sector Avg

2.57x

How PYPL's Current Ratio compares to sector peers.

Not financial advice. Research tool only. Data may be delayed.