PNCNEUTRAL

PNC Return on Equity (ROE) Analysis

12.6%

Updated 415h ago·SEC filings & market data

Key Takeaway

Return on Equity (ROE) measures how much profit a company generates from each dollar of shareholders' equity; PNC's 12.6% means it earns $12.60 for every $100 of equity.

Sector Performance

47th percentile

PNC

12.6%

Sector Median

13.3%

Sector Avg

16.9%

Prior Period

12.1%(Jul 2026)

↑ Improving

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Deep Analysis

Return on Equity (ROE) measures how much profit a company generates from each dollar of shareholders' equity; PNC's 12.6% means it earns $12.60 for every $100 of equity.

This sits below the sector median of 13.4%, placing PNC at the 46th percentile among peers. Year-over-year trend data is N/A, but quarter-over-quarter ROE rose by 4.1%, from 12.1% to 12.6% in the most recent period. The level is close to average, and the recent quarterly gain suggests improving profitability, yet the missing annual trend limits clarity. For investors, this combination indicates moderate performance with a slight positive momentum, but no strong edge over peers. This metric directly supports the overall NEUTRAL verdict.

Frequently Asked Questions

What does the Return on Equity (ROE) tell investors about PNC?

ROE measures how effectively management turns equity into profit. Consistently above 15% is typically considered strong. Negative equity distorts this metric.

How is the Return on Equity (ROE) calculated?

Return on Equity (ROE) is calculated as: Net Income / Shareholders' Equity.

Who are PNC's closest peers by Return on Equity (ROE)?

The closest peers by Return on Equity (ROE) include: LOW (-67.1%), MAR (-69.0%), BMBL (-76.9%), WBA (-82.7%), NIO (-84.0%).

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Learn More About Return on Equity (ROE)

What Is Return on Equity (ROE) and Is Higher Always Better?

Return on equity ROE measures how efficiently a company generates profit from shareholder capital. Learn how to decompose ROE using DuPont analysis and why high leverage can make it dangerous—with Apple and JPMorgan examples.

The Formula

Net Income / Shareholders' Equity

Why It Matters

ROE measures how effectively management turns equity into profit. Consistently above 15% is typically considered strong. Negative equity distorts this metric.