PHMNEUTRAL

PHM Current Ratio Analysis

6.28x

Higher than 95% of Consumer Cyclical sector peers

Updated 726h ago·SEC filings & market data

Key Takeaway

The current ratio measures a company’s ability to cover short-term obligations with short-term assets; PulteGroup’s 6.28x means it has $6.28 in current assets for every $1 of current liabilities.

Sector Performance

95th percentile

PHM

6.28x

Sector Median

1.44x

Sector Avg

3.21x

Prior Period

6.24x(Jul 2026)

→ Stable

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Deep Analysis

The current ratio measures a company’s ability to cover short-term obligations with short-term assets; PulteGroup’s 6.28x means it has $6.28 in current assets for every $1 of current liabilities.

This is far above the sector median of 1.41x and places the company in the 97th percentile among Consumer Cyclical peers, indicating an unusually high liquidity cushion. The year-over-year change is N/A, and the quarter-over-quarter change is +0.6%, with the most recent reading rising from 6.24x. Since only two quarters of data are shown, the trend direction is listed as N/A, so the slight sequential uptick offers limited evidence of direction. A very high current ratio combined with a small increase suggests ample short-term financial flexibility but may also imply assets are not being deployed as aggressively as peers. This metric supports the overall NEUTRAL verdict: the liquidity position is a clear strength, yet it does not by itself signal a compelling buy or sell case.

Frequently Asked Questions

What does the Current Ratio tell investors about PHM?

Measures short-term financial health. A ratio above 1.5 is generally healthy; below 1.0 may indicate liquidity stress.

How is the Current Ratio calculated?

Current Ratio is calculated as: Current Assets / Current Liabilities.

How does PHM's Current Ratio compare to its sector?

PHM's Current Ratio of 6.28x compares to a Consumer Cyclical sector median of 1.44x, placing it in the 95th percentile.

Who are PHM's closest peers by Current Ratio?

The closest Consumer Cyclical peers by Current Ratio include: URBN (1.48x), ROST (1.54x), AEO (1.55x), SE (1.58x), PVH (1.68x).

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Learn More About Current Ratio

Why Working Capital Management Matters More Than You Think

Working capital is more than current assets minus liabilities. Learn why working capital matters for liquidity, efficiency, and competitive advantage, with real data from AMZN, COST, HD, and XOM.

The Formula

Current Assets / Current Liabilities

Why It Matters

Measures short-term financial health. A ratio above 1.5 is generally healthy; below 1.0 may indicate liquidity stress.