PHMNEUTRAL

Quick Ratio

0.72x

Higher than 53% of Consumer Cyclical sector peers

Updated 31h ago

Sector Performance

53th percentile

PHM

0.72x

Sector Median

0.69x

Sector Avg

1.83x

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Deep Analysis

The quick ratio of 0.72x means PulteGroup has $0.72 in highly liquid assets (cash, marketable securities, receivables) for every $1 of current liabilities due within a year — a measure of short-term liquidity that is below the 1x threshold often viewed as comfortable.

This value sits exactly at the sector median of 0.72x, placing the company in the 50th percentile among Consumer Cyclical peers. The year-over-year change is not available, but the quarter-over-quarter decline of -11.1% from 0.81x shows a clear deterioration in liquidity over the most recent period. Although the current level matches the industry norm, the downward quarterly trend signals that PulteGroup's ability to cover short-term obligations is weakening, introducing a modest liquidity risk. This combination of an average level with a negative trajectory neither strongly supports nor contradicts the overall NEUTRAL verdict — the metric is unremarkable versus peers but the recent decline warrants attention. On balance, the quick ratio aligns with a neutral assessment, as the company is not an outlier but lacks the upward momentum that would strengthen a bullish or bearish case.

Frequently Asked Questions

What does the Quick Ratio tell investors about PHM?

A strict liquidity test. Values below 1.0 suggest a company may struggle to cover short-term obligations without selling inventory.

How is the Quick Ratio calculated?

Quick Ratio is calculated as: (Cash + Receivables) / Current Liabilities.

How does PHM's Quick Ratio compare to its sector?

PHM's Quick Ratio of 0.72x compares to a Consumer Cyclical sector median of 0.69x, placing it in the 53th percentile.

Who are PHM's closest peers by Quick Ratio?

The closest Consumer Cyclical peers by Quick Ratio include: TSLA (0.60x), BOOT (0.40x), CPRI (0.39x), JACK (0.38x), AEO (0.38x).

The Formula

(Cash + Receivables) / Current Liabilities

Why It Matters

A strict liquidity test. Values below 1.0 suggest a company may struggle to cover short-term obligations without selling inventory.

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PHM

0.72x

Sector Median

0.69x

Sector Avg

1.83x

How PHM's Quick Ratio compares to sector peers.

Not financial advice. Research tool only. Data may be delayed.