PHM Quick Ratio Analysis
Higher than 46% of Consumer Cyclical sector peers
Updated 726h ago·SEC filings & market data
Key Takeaway
PulteGroup's current quick ratio of 0.54x means the company has only $0.54 in highly liquid assets (like cash and receivables) for every $1 of current liabilities due within a year, indicating a thin liquidity cushion.
Sector Performance
46th percentilePHM
0.54x
Sector Median
0.57x
Sector Avg
2.29x
Prior Period
0.72x(Jul 2026)
Deep Analysis
PulteGroup's current quick ratio of 0.54x means the company has only $0.54 in highly liquid assets (like cash and receivables) for every $1 of current liabilities due within a year, indicating a thin liquidity cushion.
This ratio sits below the consumer cyclical sector median of 0.69x, placing the firm at the 39th percentile among peers — lower than most, but not at an extreme. The year-over-year change is not available, but the quarter-over-quarter drop of -25.0% from 0.72x shows a sharp recent decline in liquidity. The combination of a quick ratio already below the sector median and a notable quarterly contraction points to elevated short-term financial risk, though the 0.54x level is still common in homebuilding where inventory conversion is rapid. This metric contradicts the overall NEUTRAL verdict, as the weak level and negative trend would normally signal a more cautious view.
Frequently Asked Questions
What does the Quick Ratio tell investors about PHM?
A strict liquidity test. Values below 1.0 suggest a company may struggle to cover short-term obligations without selling inventory.
How is the Quick Ratio calculated?
Quick Ratio is calculated as: (Cash + Receivables) / Current Liabilities.
How does PHM's Quick Ratio compare to its sector?
PHM's Quick Ratio of 0.54x compares to a Consumer Cyclical sector median of 0.57x, placing it in the 46th percentile.
Who are PHM's closest peers by Quick Ratio?
The closest Consumer Cyclical peers by Quick Ratio include: TSLA (0.54x), PDD (0.61x), CZR (0.62x), YUM (0.49x), TCS (0.45x).
Learn More About Quick Ratio
The Formula
(Cash + Receivables) / Current Liabilities
Why It Matters
A strict liquidity test. Values below 1.0 suggest a company may struggle to cover short-term obligations without selling inventory.
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0.54x
Sector Median
0.57x
Sector Avg
2.29x
How PHM's Quick Ratio compares to sector peers.
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