NUNEUTRAL

NU Return on Equity (ROE) Analysis

30.1%

Higher than 84% of Financial Services sector peers

Updated 48h ago·SEC filings & market data

Key Takeaway

Return on Equity (ROE) measures how efficiently a company generates profit from its shareholders' equity — a 30.1% ROE means NU earned about 30 cents for every dollar of equity last quarter.

Sector Performance

84th percentile

30.1%

Sector Median

13.4%

Sector Avg

17.9%

Prior Period

25.4%(May 2026)

↑ Improving

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Deep Analysis

Return on Equity (ROE) measures how efficiently a company generates profit from its shareholders' equity — a 30.1% ROE means NU earned about 30 cents for every dollar of equity last quarter.

That figure places NU well above the Financial Services sector median of 12.9%, ranking in the 85th percentile among its peers, indicating far superior profitability relative to the sector. Year-over-year data is not available, but the quarter-over-quarter change shows an increase of +18.5% (from 25.4% to 30.1%), reflecting recent improvement. The combination of a high absolute ROE and a positive short-term trend suggests lower financial risk from profitability erosion, but the lack of a one-year historical baseline limits the confidence in sustainability. This metric supports the overall NEUTRAL verdict: the strong ROE level and uptick are positive, yet the single historical data point and neutral overall assessment imply no clear catalyst for an outright bullish or bearish stance.

Frequently Asked Questions

What does the Return on Equity (ROE) tell investors about NU?

ROE measures how effectively management turns equity into profit. Consistently above 15% is typically considered strong. Negative equity distorts this metric.

How is the Return on Equity (ROE) calculated?

Return on Equity (ROE) is calculated as: Net Income / Shareholders' Equity.

How does NU's Return on Equity (ROE) compare to its sector?

NU's Return on Equity (ROE) of 30.1% compares to a Financial Services sector median of 13.4%, placing it in the 84th percentile.

Who are NU's closest peers by Return on Equity (ROE)?

The closest Financial Services peers by Return on Equity (ROE) include: PFG (13.4%), HDB (13.8%), SPGI (13.9%), AFL (12.4%), AIZ (14.9%).

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Learn More About Return on Equity (ROE)

What Is Return on Equity (ROE) and Is Higher Always Better?

Return on equity ROE measures how efficiently a company generates profit from shareholder capital. Learn how to decompose ROE using DuPont analysis and why high leverage can make it dangerous—with Apple and JPMorgan examples.

The Formula

Net Income / Shareholders' Equity

Why It Matters

ROE measures how effectively management turns equity into profit. Consistently above 15% is typically considered strong. Negative equity distorts this metric.