NIOCAUTIOUS

NIO Current Ratio Analysis

1.01x

Higher than 13% of Consumer Cyclical sector peers

Updated 299h ago·SEC filings & market data

Key Takeaway

NIO’s current ratio of 1.01x means the company has $1.01 in short-term assets for every $1 of short-term liabilities, a measure of its ability to cover obligations due within a year.

Sector Performance

13th percentile

NIO

1.01x

Sector Median

1.45x

Sector Avg

3.36x

Prior Period

0.98x(May 2026)

↑ Improving

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Deep Analysis

NIO’s current ratio of 1.01x means the company has $1.01 in short-term assets for every $1 of short-term liabilities, a measure of its ability to cover obligations due within a year.

This sits below the sector median of 1.44x, placing NIO at the 16th percentile among Consumer Cyclical peers, so most comparable companies have more liquidity cushion. The trend is not available: the year-over-year change is N/A, the quarter-over-quarter change is N/A, and there are no historical values beyond the current 1.01x. Because the level is low and no trend data exists, there is no evidence of improving or deteriorating liquidity, leaving the risk profile uncertain. At 1.01x, NIO is only marginally above the 1.0x break-even point, which leaves little buffer if cash flows tighten. This metric directly supports the overall CAUTIOUS verdict, as the weak liquidity position relative to peers adds to investment risk.

Frequently Asked Questions

What does the Current Ratio tell investors about NIO?

Measures short-term financial health. A ratio above 1.5 is generally healthy; below 1.0 may indicate liquidity stress.

How is the Current Ratio calculated?

Current Ratio is calculated as: Current Assets / Current Liabilities.

How does NIO's Current Ratio compare to its sector?

NIO's Current Ratio of 1.01x compares to a Consumer Cyclical sector median of 1.45x, placing it in the 13th percentile.

Who are NIO's closest peers by Current Ratio?

The closest Consumer Cyclical peers by Current Ratio include: URBN (1.48x), ROST (1.54x), AEO (1.55x), SE (1.58x), PVH (1.68x).

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Learn More About Current Ratio

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Working capital is more than current assets minus liabilities. Learn why working capital matters for liquidity, efficiency, and competitive advantage, with real data from AMZN, COST, HD, and XOM.

The Formula

Current Assets / Current Liabilities

Why It Matters

Measures short-term financial health. A ratio above 1.5 is generally healthy; below 1.0 may indicate liquidity stress.