NIOCAUTIOUS

NIO Current Ratio Analysis

1.01x

Higher than 16% of Consumer Cyclical sector peers

Updated 262h ago·SEC filings & market data

Key Takeaway

NIO’s current ratio of 1.01x means the company has just enough short-term assets (like cash and receivables) to cover its short-term liabilities (debts due within a year) – a reading barely above 1.0x indicates thin liquidity.

Sector Performance

16th percentile

NIO

1.01x

Sector Median

1.44x

Sector Avg

2.73x

Prior Period

0.98x(May 2026)

↑ Improving
📊

Deep Analysis

NIO’s current ratio of 1.01x means the company has just enough short-term assets (like cash and receivables) to cover its short-term liabilities (debts due within a year) – a reading barely above 1.0x indicates thin liquidity.

Among Consumer Cyclical peers, the sector median is 1.44x, and NIO sits at the 18th percentile, meaning 82% of peers have a higher current ratio. The year-over-year change is not available, but quarter over quarter the ratio improved by +3.1% from 0.98x to 1.01x. Although the level is low, the small sequential uptick shows a slight near-term strengthening in liquidity. This combination – a ratio well below the industry norm but with a positive short-term trend – presents elevated risk because any further decline could push NIO below 1.0x, signaling potential difficulty meeting obligations. The metric directly supports the overall CAUTIOUS verdict, as the weak liquidity position relative to peers reinforces caution despite the modest quarterly improvement.

Frequently Asked Questions

What does the Current Ratio tell investors about NIO?

Measures short-term financial health. A ratio above 1.5 is generally healthy; below 1.0 may indicate liquidity stress.

How is the Current Ratio calculated?

Current Ratio is calculated as: Current Assets / Current Liabilities.

How does NIO's Current Ratio compare to its sector?

NIO's Current Ratio of 1.01x compares to a Consumer Cyclical sector median of 1.44x, placing it in the 16th percentile.

Who are NIO's closest peers by Current Ratio?

The closest Consumer Cyclical peers by Current Ratio include: URBN (1.48x), BROS (1.33x), SE (1.58x), BABA (1.28x), SG (1.61x).

The Formula

Current Assets / Current Liabilities

Why It Matters

Measures short-term financial health. A ratio above 1.5 is generally healthy; below 1.0 may indicate liquidity stress.

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NIO

1.01x

Sector Median

1.44x

Sector Avg

2.73x

How NIO's Current Ratio compares to sector peers.

Not financial advice. Research tool only. Data may be delayed.