Data last refreshed 23 days ago — analysis may not reflect the latest market data

NIONIO

US

CAUTIOUS

$5.05

P/E

PEG

FCF Yield

Rev Growth YoY

+48.8% YoY

Gross Margin

15.7%

Health Score

3/10

D/E Ratio

4.57

Confidence

LOW


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Business Snapshot

NIO designs and manufactures electric vehicles, primarily targeting the premium segment of the Chinese automotive market. The company operates in the highly competitive Chinese EV market, positioning itself as a challenger to both domestic rivals (XPeng, Li Auto) and Tesla. Market capitalisation data and TTM revenue figures are unavailable, preventing a precise size classification. A defining characteristic is the company's rapid revenue expansion, with growth of nearly 49% year-over-year, though the business remains unprofitable at the net income level.

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Financial Health

Gross margin stands at 15.7%, but the company's net margin is a deeply negative -9.1%, indicating the core business is unprofitable after accounting for all operating expenses. The balance sheet is stretched, with a debt-to-equity ratio of 4.57x, representing a highly leveraged capital structure relative to assets, and a current ratio of 0.98x, suggesting current liabilities barely exceed current assets...

Risk Assessment

  • DEBT / LIQUIDITY — Debt/equity of 4.57x indicates a highly leveraged balance sheet with significant financial risk.
  • DEBT / LIQUIDITY — Current ratio of 0.98x suggests short-term liabilities exceed short-term assets, a potential liquidity warning.
  • EARNINGS QUALITY — Despite 4/4 earnings beats, the net margin of -9.1% confirms persistent unprofitability.
  • VALUATION — Price/Book of 18.12x is extremely elevated, implying a high premium for limited tangible asset backing.
  • TECHNICALS — RSI, MACD, and moving average data unavailable for this period; momentum cannot be independently confirmed....

Gross margin stands at 15.7%, but the company's net margin is a deeply negative -9.1%, indicating the core business is unprofitable after accounting for all operating expenses. The balance sheet is stretched, with a debt-to-equity ratio of 4.57x, representing a highly leveraged capital structure relative to assets, and a current ratio of 0.98x, suggesting current liabilities barely exceed current assets. Free cash flow figures are unavailable, making it impossible to determine whether the company is funding operations internally or through external capital. The return on equity is a staggering -99.5%, showing that shareholder equity is being rapidly eroded by ongoing losses. Overall, the financial health is poor, with high leverage, negative profitability, and uncertain cash flow coverage, posing significant risk of future dilution or distress.

- DEBT / LIQUIDITY — Debt/equity of 4.57x indicates a highly leveraged balance sheet with significant financial risk. - DEBT / LIQUIDITY — Current ratio of 0.98x suggests short-term liabilities exceed short-term assets, a potential liquidity warning. - EARNINGS QUALITY — Despite 4/4 earnings beats, the net margin of -9.1% confirms persistent unprofitability. - VALUATION — Price/Book of 18.12x is extremely elevated, implying a high premium for limited tangible asset backing. - TECHNICALS — RSI, MACD, and moving average data unavailable for this period; momentum cannot be independently confirmed.

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Full 8-section analysis includes:

Financial Health
Growth Momentum
Valuation Snapshot
Risk Flags
Sentiment & News
Technical Snapshot
Full Verdict with Confidence Rating
Last updated 559 hours ago · Data sourced from FMP & Finnhub · Not financial advice