MTBNEUTRAL

MTB P/E Ratio Analysis

11.5x

Updated 51h ago·SEC filings & market data

Key Takeaway

The price-to-earnings (P/E) ratio of 11.5x means investors are paying $11.50 for every $1 of MTB’s annual earnings, a measure of how cheap or expensive the stock is relative to its profit.

Sector Performance

9th percentile

MTB

11.5x

Sector Median

24.4x

Sector Avg

36.3x

Prior Period

12.2x(Jul 2026)

↑ Improving

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Deep Analysis

The price-to-earnings (P/E) ratio of 11.5x means investors are paying $11.50 for every $1 of MTB’s annual earnings, a measure of how cheap or expensive the stock is relative to its profit.

This ratio is far below the sector median of 24.5x, placing MTB in the 9th percentile among sector peers — indicating the stock trades at a lower multiple than nearly all comparable companies. The year-over-year change is not available (N/A), and the eight-quarter trend direction is also N/A, but the quarter-over-quarter decline of -5.7% (from 12.2x to 11.5x) shows the multiple has contracted recently. A low P/E combined with a falling trend can signal either an undervalued opportunity if earnings are stable, or increased risk if the market anticipates deteriorating earnings. This mixed picture supports the overall NEUTRAL verdict: the low valuation is attractive, but the recent downward movement introduces caution that balances the assessment.

Frequently Asked Questions

What does the P/E Ratio tell investors about MTB?

Measures how much investors pay per dollar of earnings. A high P/E signals growth expectations; a low P/E may indicate undervaluation or slow growth.

How is the P/E Ratio calculated?

P/E Ratio is calculated as: Price / EPS.

Who are MTB's closest peers by P/E Ratio?

The closest peers by P/E Ratio include: OMF (9.0x), TRV (8.7x), JACK (8.5x), GIS (8.4x), FIS (8.4x).

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The Formula

Price / EPS

Why It Matters

Measures how much investors pay per dollar of earnings. A high P/E signals growth expectations; a low P/E may indicate undervaluation or slow growth.