ITUBNEUTRAL

ITUB Return on Equity (ROE) Analysis

21.8%

Higher than 76% of Financial Services sector peers

Updated 792h ago·SEC filings & market data

Key Takeaway

Itaú Unibanco’s Return on Equity (ROE) of 21.8% means that for every dollar of shareholder equity, the bank generated $0.218 in profit over the past year—a measure of how efficiently it uses investor capital.

Sector Performance

76th percentile

ITUB

21.8%

Sector Median

13.4%

Sector Avg

17.9%

Prior Period

21.9%(May 2026)

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Deep Analysis

Itaú Unibanco’s Return on Equity (ROE) of 21.8% means that for every dollar of shareholder equity, the bank generated $0.218 in profit over the past year—a measure of how efficiently it uses investor capital.

This is well above the Financial Services sector median of 13.9%, placing the company in the 75th percentile among its peers, indicating superior profitability relative to the typical firm in the industry. The metric’s trend is limited: year-over-year change is not available, and the quarter-over-quarter change shows a slight decline of 0.5% from the prior quarter’s 21.9%, with only two historical data points provided. The combination of a high ROE level with a marginal quarterly decrease suggests that while profitability remains strong, investors should monitor whether this small dip continues, as it could signal a shift in performance. This metric largely supports the overall NEUTRAL verdict: the strong ROE justifies a positive view, but the limited trend data and minor decline prevent a more bullish stance.

Frequently Asked Questions

What does the Return on Equity (ROE) tell investors about ITUB?

ROE measures how effectively management turns equity into profit. Consistently above 15% is typically considered strong. Negative equity distorts this metric.

How is the Return on Equity (ROE) calculated?

Return on Equity (ROE) is calculated as: Net Income / Shareholders' Equity.

How does ITUB's Return on Equity (ROE) compare to its sector?

ITUB's Return on Equity (ROE) of 21.8% compares to a Financial Services sector median of 13.4%, placing it in the 76th percentile.

Who are ITUB's closest peers by Return on Equity (ROE)?

The closest Financial Services peers by Return on Equity (ROE) include: PFG (13.4%), HDB (13.8%), SPGI (13.9%), AFL (12.4%), AIZ (14.9%).

The Formula

Net Income / Shareholders' Equity

Why It Matters

ROE measures how effectively management turns equity into profit. Consistently above 15% is typically considered strong. Negative equity distorts this metric.

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ITUB

21.8%

Sector Median

13.4%

Sector Avg

17.9%

How ITUB's Return on Equity (ROE) compares to sector peers.

Not financial advice. Research tool only. Data may be delayed.