HUMCAUTIOUS

HUM Return on Equity (ROE) Analysis

6.9%

Updated 729h ago·SEC filings & market data

Key Takeaway

Return on Equity (ROE) measures how much profit a company generates from each dollar of shareholder equity; at 6.9%, HUM earns $0.069 for each $1 of equity.

Sector Performance

27th percentile

HUM

6.9%

Sector Median

13.3%

Sector Avg

16.9%

Prior Period

6.3%(Jul 2026)

↑ Improving

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Deep Analysis

Return on Equity (ROE) measures how much profit a company generates from each dollar of shareholder equity; at 6.9%, HUM earns $0.069 for each $1 of equity.

This sits below the sector median of 13.9%, placing HUM in the 27th percentile among peers. The metric's year-over-year change is N/A, while the most recent quarter shows +9.5% improvement from the prior quarter's 6.3%. The low level indicates weaker profitability relative to peers, but the quarterly gain suggests recent momentum. For investors, the combination of a below-median ROE with a positive quarterly trend implies ongoing risk from low returns, though the direction is improving. This partially contradicts the overall CAUTIOUS verdict, since the improving ROE supports a less negative view, but the low absolute level keeps risk present.

Frequently Asked Questions

What does the Return on Equity (ROE) tell investors about HUM?

ROE measures how effectively management turns equity into profit. Consistently above 15% is typically considered strong. Negative equity distorts this metric.

How is the Return on Equity (ROE) calculated?

Return on Equity (ROE) is calculated as: Net Income / Shareholders' Equity.

Who are HUM's closest peers by Return on Equity (ROE)?

The closest peers by Return on Equity (ROE) include: LOW (-67.1%), MAR (-69.0%), BMBL (-76.9%), WBA (-82.7%), NIO (-84.0%).

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Learn More About Return on Equity (ROE)

What Is Return on Equity (ROE) and Is Higher Always Better?

Return on equity ROE measures how efficiently a company generates profit from shareholder capital. Learn how to decompose ROE using DuPont analysis and why high leverage can make it dangerous—with Apple and JPMorgan examples.

The Formula

Net Income / Shareholders' Equity

Why It Matters

ROE measures how effectively management turns equity into profit. Consistently above 15% is typically considered strong. Negative equity distorts this metric.