DFS Debt-to-Equity Ratio Analysis
Updated 2065h ago·SEC filings & market data
Key Takeaway
The Debt-to-Equity (D/E) ratio compares a company’s total debt to its shareholders’ equity, showing how much debt it uses to finance operations.
Sector Performance
53th percentileDFS
0.77x
Sector Median
0.73x
Sector Avg
0.13x
Deep Analysis
The Debt-to-Equity (D/E) ratio compares a company’s total debt to its shareholders’ equity, showing how much debt it uses to finance operations.
DFS’s current D/E of 0.77x is just above the sector median of 0.75x, placing it at the 52nd percentile—meaning it uses slightly more debt than the typical peer. Trend data is not available: the year-over-year change is N/A, the quarter-over-quarter change is N/A, and there are no historical values beyond the current figure. Because the ratio is near the sector median with no trend information, there is no clear signal of increasing or decreasing leverage risk. This leaves the risk profile neutral for now, as the company is not an outlier in either direction. The metric supports the overall NEUTRAL verdict, since it neither highlights a concerning debt burden nor a conservative advantage.
Frequently Asked Questions
What does the Debt-to-Equity Ratio tell investors about DFS?
Shows how much a company is financing its operations through debt vs shareholder funds. High D/E can amplify returns — and losses.
How is the Debt-to-Equity Ratio calculated?
Debt-to-Equity Ratio is calculated as: Total Debt / Shareholders' Equity.
Who are DFS's closest peers by Debt-to-Equity Ratio?
The closest peers by Debt-to-Equity Ratio include: FICO (-1.73x), SBUX (-1.78x), HLT (-2.09x), MSCI (-2.31x), ETSY (-2.62x).
Learn More About Debt-to-Equity Ratio
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Learn how to spot a debt problem in stocks using D/E, interest coverage, and net debt/EBITDA ratios. Real examples from META and MSFT, plus danger thresholds you need to know.
Debt/Equity Ratio: How Much Debt Is Too Much?
The debt to equity ratio explained: why context, interest coverage, and sector norms matter far more than the raw number when assessing debt risk.
The Formula
Total Debt / Shareholders' Equity
Why It Matters
Shows how much a company is financing its operations through debt vs shareholder funds. High D/E can amplify returns — and losses.
Master DFS's Valuation
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0.77x
Sector Median
0.73x
Sector Avg
0.13x
How DFS's Debt-to-Equity Ratio compares to sector peers.
Also Analyze
Not financial advice. Research tool only. Data may be delayed.