BILL Debt-to-Equity Ratio Analysis
Updated 155h ago·SEC filings & market data
Key Takeaway
A debt-to-equity ratio of 0.48x means the company uses 48 cents of debt for every $1 of shareholders' equity, indicating a fairly conservative capital structure.
Sector Performance
35th percentileBILL
0.48x
Sector Median
0.74x
Sector Avg
2.52x
Prior Period
0.50x(May 2026)
Deep Analysis
A debt-to-equity ratio of 0.48x means the company uses 48 cents of debt for every $1 of shareholders' equity, indicating a fairly conservative capital structure.
This is lower than the sector median of 0.74x, and the 35th percentile rank shows the company carries less debt than most of its peers. The trend is N/A, with both year-over-year and quarter-over-quarter changes unavailable, so there is no data on whether leverage is rising or falling. The combination of a below-median debt level and an unknown trend suggests limited balance-sheet risk at present, but also no clear momentum to evaluate. Because the ratio is below the sector benchmark, the metric supports a neutral stance rather than pointing to a leverage-driven risk or opportunity. This is consistent with the overall NEUTRAL verdict, as the current debt burden is neither alarming nor notably advantageous.
Frequently Asked Questions
What does the Debt-to-Equity Ratio tell investors about BILL?
Shows how much a company is financing its operations through debt vs shareholder funds. High D/E can amplify returns — and losses.
How is the Debt-to-Equity Ratio calculated?
Debt-to-Equity Ratio is calculated as: Total Debt / Shareholders' Equity.
Who are BILL's closest peers by Debt-to-Equity Ratio?
The closest peers by Debt-to-Equity Ratio include: W (-1.00x), MSCI (-2.37x), SBAC (-2.75x), LCID (-3.08x), TDG (-3.41x).
Learn More About Debt-to-Equity Ratio
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Debt/Equity Ratio: How Much Debt Is Too Much?
The debt to equity ratio explained: why context, interest coverage, and sector norms matter far more than the raw number when assessing debt risk.
The Formula
Total Debt / Shareholders' Equity
Why It Matters
Shows how much a company is financing its operations through debt vs shareholder funds. High D/E can amplify returns — and losses.
Master BILL's Valuation
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0.48x
Sector Median
0.74x
Sector Avg
2.52x
How BILL's Debt-to-Equity Ratio compares to sector peers.
Also Analyze
Not financial advice. Research tool only. Data may be delayed.