Debt-to-Equity Ratio
Higher than 63% of Technology sector peers
Updated 1080h ago
Sector Performance
63th percentileBILL
0.50x
Sector Median
0.27x
Sector Avg
0.43x
Deep Analysis
Bill.com’s debt-to-equity (D/E) ratio of 0.50x means the company uses 50 cents of debt for every dollar of shareholders’ equity — a measure of financial leverage.
This is above the Technology sector median of 0.27x, placing BILL in the 65th percentile among peers (i.e., more leveraged than about two-thirds of comparable firms). The year-over-year change, quarter-over-quarter change, and trend direction over the last eight quarters are all listed as unavailable (N/A), so no directional insight can be drawn from recent history. Without a trend, the combination of an elevated D/E ratio relative to the sector suggests a moderate leverage risk, but the lack of movement makes it hard to assess whether that risk is rising or falling. This metric neither confirms nor alters the overall NEUTRAL verdict — the ratio indicates higher financial risk than peers, but the absence of trend data leaves the picture incomplete.
Frequently Asked Questions
What does the Debt-to-Equity Ratio tell investors about BILL?
Shows how much a company is financing its operations through debt vs shareholder funds. High D/E can amplify returns — and losses.
How is the Debt-to-Equity Ratio calculated?
Debt-to-Equity Ratio is calculated as: Total Debt / Shareholders' Equity.
How does BILL's Debt-to-Equity Ratio compare to its sector?
BILL's Debt-to-Equity Ratio of 0.50x compares to a Technology sector median of 0.27x, placing it in the 63th percentile.
Who are BILL's closest peers by Debt-to-Equity Ratio?
The closest Technology peers by Debt-to-Equity Ratio include: ACLS (0.04x), DIOD (0.03x), PLTR (0.03x), FORM (0.02x), AMBA (0.02x).
The Formula
Total Debt / Shareholders' Equity
Why It Matters
Shows how much a company is financing its operations through debt vs shareholder funds. High D/E can amplify returns — and losses.
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0.50x
Sector Median
0.27x
Sector Avg
0.43x
How BILL's Debt-to-Equity Ratio compares to sector peers.
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Not financial advice. Research tool only. Data may be delayed.