BILLNEUTRAL

Debt-to-Equity Ratio

0.50x

Higher than 63% of Technology sector peers

Updated 1080h ago

Sector Performance

63th percentile

BILL

0.50x

Sector Median

0.27x

Sector Avg

0.43x

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Deep Analysis

Bill.com’s debt-to-equity (D/E) ratio of 0.50x means the company uses 50 cents of debt for every dollar of shareholders’ equity — a measure of financial leverage.

This is above the Technology sector median of 0.27x, placing BILL in the 65th percentile among peers (i.e., more leveraged than about two-thirds of comparable firms). The year-over-year change, quarter-over-quarter change, and trend direction over the last eight quarters are all listed as unavailable (N/A), so no directional insight can be drawn from recent history. Without a trend, the combination of an elevated D/E ratio relative to the sector suggests a moderate leverage risk, but the lack of movement makes it hard to assess whether that risk is rising or falling. This metric neither confirms nor alters the overall NEUTRAL verdict — the ratio indicates higher financial risk than peers, but the absence of trend data leaves the picture incomplete.

Frequently Asked Questions

What does the Debt-to-Equity Ratio tell investors about BILL?

Shows how much a company is financing its operations through debt vs shareholder funds. High D/E can amplify returns — and losses.

How is the Debt-to-Equity Ratio calculated?

Debt-to-Equity Ratio is calculated as: Total Debt / Shareholders' Equity.

How does BILL's Debt-to-Equity Ratio compare to its sector?

BILL's Debt-to-Equity Ratio of 0.50x compares to a Technology sector median of 0.27x, placing it in the 63th percentile.

Who are BILL's closest peers by Debt-to-Equity Ratio?

The closest Technology peers by Debt-to-Equity Ratio include: ACLS (0.04x), DIOD (0.03x), PLTR (0.03x), FORM (0.02x), AMBA (0.02x).

The Formula

Total Debt / Shareholders' Equity

Why It Matters

Shows how much a company is financing its operations through debt vs shareholder funds. High D/E can amplify returns — and losses.

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BILL

0.50x

Sector Median

0.27x

Sector Avg

0.43x

How BILL's Debt-to-Equity Ratio compares to sector peers.

Not financial advice. Research tool only. Data may be delayed.