ALLY Quick Ratio Analysis

The quick ratio measures a company's ability to cover its current liabilities using its most liquid assets (cash, marketable securities, receivables).

Ally Financial's current quick ratio of 0.19x means it has only $0.19 in liquid assets for every $1 of short-term obligations, indicating a thin liquidity buffer. This is well below the financial services sector median of 0.62x, placing Ally in the 10th percentile among peers — meaning 90% of competitors have a higher quick ratio. No year-over-year or quarter-over-quarter change data is available, so no trend can be assessed. The combination of a very low quick ratio and the absence of trend information suggests near-term liquidity risk, though it does not confirm whether conditions are improving or worsening. This metric contradicts the overall NEUTRAL verdict, as the extreme relative weakness raises distinct concerns that a neutral stance typically does not capture.

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