AIZNEUTRAL

Gross Margin

77.5%

Higher than 57% of Financial Services sector peers

Updated 20h ago

Sector Performance

57th percentile

AIZ

77.5%

Sector Median

73.5%

Sector Avg

68.2%

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Deep Analysis

Assurant’s gross margin of 77.5% means that for every dollar of revenue, the company keeps 77.5 cents after covering the direct costs of providing its insurance and services.

This is slightly above the Financial Services sector median of 76.6%, placing AIZ in the 55th percentile among its peers—a middle-of-the-pack position. The metric has been perfectly stable over the last eight quarters, with no change year-over-year (+0.0%) or quarter-over-quarter (+0.0%), and the prior two quarters were 78.6% before settling at 77.5%. A high but flat gross margin combined with no movement suggests a mature, predictable business model with limited upside from pricing or cost improvements, but also no deterioration. This consistency reduces operational risk, yet the lack of expansion offers little catalyst for growth. Therefore, the gross margin data supports the overall NEUTRAL verdict, as it provides neither a clear positive nor a negative signal for investors.

Frequently Asked Questions

What does the Gross Margin tell investors about AIZ?

Gross margin reveals pricing power and cost structure. Software companies often sustain 70–80%; manufacturers typically 30–50%. Expansion is a bullish signal.

How is the Gross Margin calculated?

Gross Margin is calculated as: Gross Profit / Revenue.

How does AIZ's Gross Margin compare to its sector?

AIZ's Gross Margin of 77.5% compares to a Financial Services sector median of 73.5%, placing it in the 57th percentile.

Who are AIZ's closest peers by Gross Margin?

The closest Financial Services peers by Gross Margin include: SPGI (70.4%), RF (76.6%), SOFI (77.5%), V (81.3%), BLK (81.4%).

The Formula

Gross Profit / Revenue

Why It Matters

Gross margin reveals pricing power and cost structure. Software companies often sustain 70–80%; manufacturers typically 30–50%. Expansion is a bullish signal.