AIZNEUTRAL

Gross Margin

77.5%

Higher than 61% of Financial Services sector peers

Updated 1734h ago

Sector Performance

61th percentile

AIZ

77.5%

Sector Median

68.5%

Sector Avg

67.7%

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Deep Analysis

A gross margin of 77.5% means that for every dollar of revenue, Assurant keeps 77.5 cents after covering the direct costs of delivering its insurance and financial services — a high cushion compared to many industries.

Among Financial Services sector peers, the median gross margin is 76.6%, placing Assurant at the 52nd percentile — essentially in line with the middle of the pack. The year-over-year change and quarter-over-quarter change are both listed as N/A, and no historical trend data beyond the current value is available, so no direction can be inferred. Without a trend, this static level near the sector median offers neither a clear advantage nor a red flag by itself — it suggests stable cost management but no improving efficiency. This metric neither supports nor contradicts the overall NEUTRAL verdict; it confirms average positioning with no momentum to tip the balance toward bullish or bearish.

Frequently Asked Questions

What does the Gross Margin tell investors about AIZ?

Gross margin reveals pricing power and cost structure. Software companies often sustain 70–80%; manufacturers typically 30–50%. Expansion is a bullish signal.

How is the Gross Margin calculated?

Gross Margin is calculated as: Gross Profit / Revenue.

How does AIZ's Gross Margin compare to its sector?

AIZ's Gross Margin of 77.5% compares to a Financial Services sector median of 68.5%, placing it in the 61th percentile.

Who are AIZ's closest peers by Gross Margin?

The closest Financial Services peers by Gross Margin include: SLM (68.5%), SPGI (70.4%), JPM (64.3%), HDB (58.4%), COF (57.8%).

The Formula

Gross Profit / Revenue

Why It Matters

Gross margin reveals pricing power and cost structure. Software companies often sustain 70–80%; manufacturers typically 30–50%. Expansion is a bullish signal.