Quick Ratio
Higher than 81% of Financial Services sector peers
Updated 21h ago
Sector Performance
81th percentileAIG
0.83x
Sector Median
0.41x
Sector Avg
2.15x
Deep Analysis
The quick ratio measures a company's ability to pay short-term liabilities using its most liquid assets; a value of 1.0x or higher is typically considered healthy.
AIG's current quick ratio of 0.83x is above the Financial Services sector median of 0.37x, placing it in the 85th percentile among peers. The metric has been decreasing over the last eight quarters, with a year-over-year decline of -94.2% and no change quarter-over-quarter (+0.0%). This combination of a still-above-median level but a steep downward trend indicates that while AIG currently maintains better liquidity than most peers, its rapid deterioration could signal rising short-term risk if the trend continues. The neutral overall verdict is supported: the ratio is not alarming relative to the sector, but the sharp drop warrants caution rather than a bullish or bearish call.
Frequently Asked Questions
What does the Quick Ratio tell investors about AIG?
A strict liquidity test. Values below 1.0 suggest a company may struggle to cover short-term obligations without selling inventory.
How is the Quick Ratio calculated?
Quick Ratio is calculated as: (Cash + Receivables) / Current Liabilities.
How does AIG's Quick Ratio compare to its sector?
AIG's Quick Ratio of 0.83x compares to a Financial Services sector median of 0.41x, placing it in the 81th percentile.
Who are AIG's closest peers by Quick Ratio?
The closest Financial Services peers by Quick Ratio include: PFG (0.44x), RJF (0.37x), COF (0.35x), PNC (0.35x), AXP (0.34x).
The Formula
(Cash + Receivables) / Current Liabilities
Why It Matters
A strict liquidity test. Values below 1.0 suggest a company may struggle to cover short-term obligations without selling inventory.
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0.83x
Sector Median
0.41x
Sector Avg
2.15x
How AIG's Quick Ratio compares to sector peers.
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Not financial advice. Research tool only. Data may be delayed.