AAPLNEUTRAL

AAPL Debt-to-Equity Ratio Analysis

0.80x

Higher than 75% of Technology sector peers

Updated 2721h ago·SEC filings & market data

Key Takeaway

Apple’s debt-to-equity ratio of 0.80x means that for every dollar of shareholders’ equity, the company has 80 cents of debt—a measure of how much borrowing Apple uses to fund its operations.

Sector Performance

75th percentile

AAPL

0.80x

Sector Median

0.20x

Sector Avg

0.28x

Prior Period

0.02x(May 2026)

↓ Declining

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Deep Analysis

Apple’s debt-to-equity ratio of 0.80x means that for every dollar of shareholders’ equity, the company has 80 cents of debt—a measure of how much borrowing Apple uses to fund its operations.

This is more than double the technology sector median of 0.35x, placing Apple in the 71st percentile among its peers, indicating higher leverage than most comparable firms. Over the past eight quarters the ratio has been increasing overall, but the year-over-year and quarter-over-quarter changes are both +0.0%, meaning it has held steady at 0.80x for the last seven quarters after jumping from 0.02x eight quarters ago. The combination of a debt level above the sector median and a flat recent trend suggests moderate financial risk from elevated borrowing, but the lack of further increases implies no recent acceleration in leverage. This metric partially contradicts the overall BULLISH verdict, because higher debt can amplify earnings volatility and interest costs, though a stable ratio reduces immediate concern.

Frequently Asked Questions

What does the Debt-to-Equity Ratio tell investors about AAPL?

Shows how much a company is financing its operations through debt vs shareholder funds. High D/E can amplify returns — and losses.

How is the Debt-to-Equity Ratio calculated?

Debt-to-Equity Ratio is calculated as: Total Debt / Shareholders' Equity.

How does AAPL's Debt-to-Equity Ratio compare to its sector?

AAPL's Debt-to-Equity Ratio of 0.80x compares to a Technology sector median of 0.20x, placing it in the 75th percentile.

Who are AAPL's closest peers by Debt-to-Equity Ratio?

The closest Technology peers by Debt-to-Equity Ratio include: TSM (0.15x), PTC (0.41x), CAMT (0.71x), AVGO (0.74x), U (0.75x).

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Learn More About Debt-to-Equity Ratio

How to Spot a Debt Problem Before It Hits the Stock Price

Learn how to spot a debt problem in stocks using D/E, interest coverage, and net debt/EBITDA ratios. Real examples from META and MSFT, plus danger thresholds you need to know.

Debt/Equity Ratio: How Much Debt Is Too Much?

The debt to equity ratio explained: why context, interest coverage, and sector norms matter far more than the raw number when assessing debt risk.

The Formula

Total Debt / Shareholders' Equity

Why It Matters

Shows how much a company is financing its operations through debt vs shareholder funds. High D/E can amplify returns — and losses.