UNPNEUTRAL

UNP Current Ratio Analysis

0.99x

Updated 273h ago·SEC filings & market data

Key Takeaway

The current ratio of 0.99x shows that for every $1 of short-term debt coming due, the company has $0.99 in current assets like cash and receivables, meaning liquidity is just below the 1-to-1 threshold.

Sector Performance

31th percentile

UNP

0.99x

Sector Median

1.26x

Sector Avg

2.61x

Prior Period

0.92x(Jul 2026)

↑ Improving

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Deep Analysis

This sits well below the sector median of 1.25x, placing UNP in the 31st percentile among peers, so the balance sheet is less liquid than most. The year-over-year change is N/A, but quarter-over-quarter the ratio rose from 0.92x to 0.99x, a +7.6% improvement. The combination of a sub-1.0 level with an improving trend suggests short-term liquidity risk exists but is easing rather than worsening. For an investor, this creates moderate concern about near-term cash coverage, countered by the recent upward momentum. This metric does not contradict the overall NEUTRAL verdict, as the weak level and positive trend offset each other.

Frequently Asked Questions

What does the Current Ratio tell investors about UNP?

Measures short-term financial health. A ratio above 1.5 is generally healthy; below 1.0 may indicate liquidity stress.

How is the Current Ratio calculated?

Current Ratio is calculated as: Current Assets / Current Liabilities.

Who are UNP's closest peers by Current Ratio?

The closest peers by Current Ratio include: NWS (1.62x), ESTC (1.68x), DXCM (1.73x), GLW (1.81x), TEL (1.88x).

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Learn More About Current Ratio

Why Working Capital Management Matters More Than You Think

Working capital is more than current assets minus liabilities. Learn why working capital matters for liquidity, efficiency, and competitive advantage, with real data from AMZN, COST, HD, and XOM.

The Formula

Current Assets / Current Liabilities

Why It Matters

Measures short-term financial health. A ratio above 1.5 is generally healthy; below 1.0 may indicate liquidity stress.