Data last refreshed 34 days ago — analysis may not reflect the latest market data

TWLOTWLO

US

NEUTRAL

$191.46

P/E

296.98

PEG

FCF Yield

3.1%

Rev Growth YoY

+15.7% YoY

Gross Margin

48.7%

Health Score

7/10

D/E Ratio

0.13

Confidence

MEDIUM


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Business Snapshot

Twilio is a cloud communications platform that enables developers to embed voice, messaging, and email capabilities into applications via APIs. The company operates in the competitive cloud communications and customer engagement platform market, where it competes with larger players like Amazon Web Services and specialised providers such as Vonage. With a market capitalisation of approximately $29.06B, Twilio is a large-cap company that has transitioned from a high-growth, cash-burning phase to a more operationally disciplined period. The company’s defining characteristic is its developer-centric model, which creates strong integration stickiness once its APIs are embedded into customer workflows.

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Financial Health

Gross margin stands at a solid 48.7%, though the absence of a prior-year figure prevents a trend assessment. Net margin is thin at just 2.0%, indicating that while the company has reached profitability, earnings power remains modest relative to revenue scale...

Risk Assessment

  • VALUATION — P/E of 296.98x is over 13x the sector average of 22x, pricing in years of future earnings growth that may not materialise.
  • EARNINGS QUALITY — Net margin of just 2.0% is razor-thin, meaning a small operational hiccup could tip the company back to a net loss.
  • INSIDER — Net insider selling of 10 sells versus 0 buys over the last 90 days suggests those closest to the business see near-term risks or limited upside at current levels.
  • TECHNICALS — RSI, MACD, and moving average data unavailable for this period; momentum cannot be independently confirmed.
  • VALUATION DIVERGENCE — The Python DCF estimate of $130 is significantly below the current price of $191.46, indicating the market is pricing in a growth trajectory the model does not support....

Gross margin stands at a solid 48.7%, though the absence of a prior-year figure prevents a trend assessment. Net margin is thin at just 2.0%, indicating that while the company has reached profitability, earnings power remains modest relative to revenue scale. The balance sheet is a clear strength, with a debt-to-equity ratio of just 0.13x and a current ratio of 4.03x, reflecting a fortress-level liquidity position with minimal leverage. Twilio generated $899.46M in free cash flow, translating to a free cash flow yield of 3.1%, which demonstrates strong cash generation after years of heavy investment. Overall, the company is financially healthy, with ample liquidity and cash flow to fund reinvestment and weather downturns, though thin net margins limit its ability to generate significant retained earnings without further operating leverage.

- VALUATION — P/E of 296.98x is over 13x the sector average of 22x, pricing in years of future earnings growth that may not materialise. - EARNINGS QUALITY — Net margin of just 2.0% is razor-thin, meaning a small operational hiccup could tip the company back to a net loss. - INSIDER — Net insider selling of 10 sells versus 0 buys over the last 90 days suggests those closest to the business see near-term risks or limited upside at current levels. - TECHNICALS — RSI, MACD, and moving average data unavailable for this period; momentum cannot be independently confirmed. - VALUATION DIVERGENCE — The Python DCF estimate of $130 is significantly below the current price of $191.46, indicating the market is pricing in a growth trajectory the model does not support.

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Full 8-section analysis includes:

Financial Health
Growth Momentum
Valuation Snapshot
Risk Flags
Sentiment & News
Technical Snapshot
Full Verdict with Confidence Rating
Last updated 819 hours ago · Data sourced from FMP & Finnhub · Not financial advice