SYFNEUTRAL

Return on Equity (ROE)

21.8%

Updated 296h ago

Sector Performance

70th percentile

SYF

21.8%

Sector Median

13.8%

Sector Avg

31.4%

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Deep Analysis

Return on Equity (ROE) measures how efficiently a company generates profit from every dollar of shareholders’ equity.

SYF’s current ROE of 21.8% means it earns $0.218 for each $1 of equity. This is above the sector median of 13.9%, placing it in the 69th percentile among sector peers. Because the year-over-year change, quarter-over-quarter change, and trend over the last eight quarters are all marked N/A, no trend direction can be assessed. The combination of a high level with no available trend data leaves the investment implication unclear; the strong relative performance is a potential opportunity, but the lack of trend introduces uncertainty. This metric alone suggests above-average profitability, which does not contradict the overall NEUTRAL verdict but does not provide enough directional evidence to shift that view.

Frequently Asked Questions

What does the Return on Equity (ROE) tell investors about SYF?

ROE measures how effectively management turns equity into profit. Consistently above 15% is typically considered strong. Negative equity distorts this metric.

How is the Return on Equity (ROE) calculated?

Return on Equity (ROE) is calculated as: Net Income / Shareholders' Equity.

Who are SYF's closest peers by Return on Equity (ROE)?

The closest peers by Return on Equity (ROE) include: MRNA (-36.6%), FICO (-37.3%), XRAY (-37.7%), VRSN (-38.3%), MSCI (-45.3%).

The Formula

Net Income / Shareholders' Equity

Why It Matters

ROE measures how effectively management turns equity into profit. Consistently above 15% is typically considered strong. Negative equity distorts this metric.