Data last refreshed 17 days ago — analysis may not reflect the latest market data

ORCLORCL

USTECHNOLOGY

NEUTRAL

$146.55

P/E

25.01

PEG

1.14

FCF Yield

2.0%

Rev Growth YoY

+20.6% YoY

Gross Margin

65.8%

Health Score

7/10

D/E Ratio

3.01

Confidence

MEDIUM


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Business Snapshot

Oracle Corporation provides cloud services, software, and hardware solutions to enterprises globally. Its primary revenue-generating segments include cloud infrastructure (OCI), autonomous database software, enterprise resource planning (ERP) applications, and legacy licensing/maintenance. Competing against Amazon Web Services, Microsoft Azure, and Salesforce, Oracle holds a strong position as a mature incumbent in relational databases and enterprise SaaS. With a massive market cap of $427.84B and trailing twelve-month revenue of $67.36B, it is a large-cap market leader. The company distinguishes itself through a deeply integrated cloud stack spanning infrastructure, database, and application layers, which fosters high switching costs among its enterprise customer base.

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Financial Health

Oracle generates a gross margin of 65.8% and a net margin of 25.4%, indicating solid profitability without year-over-year trend data for gross margin. The balance sheet is notably stretched, with a debt-to-equity ratio of 3.01x, though the current ratio of 1.11x suggests adequate short-term liquidity...

Risk Assessment

  • DEBT — Debt/equity of 3.01x reflects high financial leverage, increasing sensitivity to interest rates and reducing balance sheet flexibility.
  • TECHNICALS — Price is below both the 50-day ($189.07) and 200-day ($203.14) moving averages, confirming a bearish downtrend with a recent death cross.
  • 52-WEEK POSITION — The current price of $146.55 is 57.3% below the 52-week high of $343.01 and well below the midpoint of the range, signalling persistent selling pressure.
  • VALUATION DIVERGENCE — The analyst price target implies 72.4% upside, while the Python DCF estimate of $61.8 suggests the stock is significantly overvalued; this nearly 150% gap between the two indicates extreme uncertainty in fair value.
  • INSIDER ACTIVITY — Insiders recorded 0 buys versus 9 sells over the last 90 days, a bearish signal indicating management sees limited near-term upside....

Oracle generates a gross margin of 65.8% and a net margin of 25.4%, indicating solid profitability without year-over-year trend data for gross margin. The balance sheet is notably stretched, with a debt-to-equity ratio of 3.01x, though the current ratio of 1.11x suggests adequate short-term liquidity. Free cash flow stands at a robust $8.42B, yielding 2.0%, confirming the company generates substantial cash despite its leverage. High profitability and strong cash flows provide capacity for reinvestment and the large dividend Oracle pays, but the elevated debt load from its acquisition-heavy strategy constrains financial flexibility.

- DEBT — Debt/equity of 3.01x reflects high financial leverage, increasing sensitivity to interest rates and reducing balance sheet flexibility. - TECHNICALS — Price is below both the 50-day ($189.07) and 200-day ($203.14) moving averages, confirming a bearish downtrend with a recent death cross. - 52-WEEK POSITION — The current price of $146.55 is 57.3% below the 52-week high of $343.01 and well below the midpoint of the range, signalling persistent selling pressure. - VALUATION DIVERGENCE — The analyst price target implies 72.4% upside, while the Python DCF estimate of $61.8 suggests the stock is significantly overvalued; this nearly 150% gap between the two indicates extreme uncertainty in fair value. - INSIDER ACTIVITY — Insiders recorded 0 buys versus 9 sells over the last 90 days, a bearish signal indicating management sees limited near-term upside.

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Full 8-section analysis includes:

Financial Health
Growth Momentum
Valuation Snapshot
Risk Flags
Sentiment & News
Technical Snapshot
Full Verdict with Confidence Rating
Last updated 417 hours ago · Data sourced from FMP & Finnhub · Not financial advice