Data last refreshed 17 days ago — analysis may not reflect the latest market data

MCOMCO

US

NEUTRAL

$452.92

P/E

32.49

PEG

1.59

FCF Yield

Rev Growth YoY

+8.9% YoY

Gross Margin

74.4%

Health Score

7/10

D/E Ratio

1.73

Confidence

MEDIUM


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Business Snapshot

Moody’s Corporation (MCO) is a financial services company primarily known for its credit ratings, research, and risk analysis offerings. The company operates through two key segments: Moody’s Investors Service (ratings) and Moody’s Analytics (software and data), providing essential services to investors and corporations. As a major player in the credit ratings oligopoly alongside S&P Global and Fitch, Moody’s benefits from a regulatory moat that makes its opinions a de facto requirement in global debt markets. Moody’s is a large-cap financial firm recognized for its high margins and recurring subscription-based revenue within its Analytics segment.

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Financial Health

Financial health is supported by wide profit margins and adequate short-term liquidity. Gross margin stands at a robust 74.4%, while net margin is a healthy 31.7%, indicating strong pricing power and operating efficiency...

Risk Assessment

  • VALUATION — P/E of 32.49x is elevated relative to the sector average of 22x, implying high expectations for future growth that may not materialize.
  • DEBT / LIQUIDITY — Debt/equity of 1.73x indicates a leveraged capital structure, which could limit financial flexibility in rising interest rate environments.
  • TECHNICALS — RSI, MACD, and moving average data unavailable for this period; momentum cannot be independently confirmed.
  • EARNINGS QUALITY — While the company beat estimates in 4 of 4 recent quarters, this perfect record may itself set a high bar that is difficult to sustain....

Financial health is supported by wide profit margins and adequate short-term liquidity. Gross margin stands at a robust 74.4%, while net margin is a healthy 31.7%, indicating strong pricing power and operating efficiency. The balance sheet shows a debt-to-equity ratio of 1.73x, reflecting a leveraged but manageable capital structure for a financial services firm with recurring revenue. The current ratio of 1.74x suggests sufficient short-term assets to cover near-term liabilities. Free cash flow (FCF) data is unavailable, constraining a full assessment of cash generation and owner earnings. Overall, high profitability and net margins provide capacity for reinvestment and shareholder returns, though the elevated debt level leaves limited financial flexibility in a downturn.

- VALUATION — P/E of 32.49x is elevated relative to the sector average of 22x, implying high expectations for future growth that may not materialize. - DEBT / LIQUIDITY — Debt/equity of 1.73x indicates a leveraged capital structure, which could limit financial flexibility in rising interest rate environments. - TECHNICALS — RSI, MACD, and moving average data unavailable for this period; momentum cannot be independently confirmed. - EARNINGS QUALITY — While the company beat estimates in 4 of 4 recent quarters, this perfect record may itself set a high bar that is difficult to sustain.

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Full 8-section analysis includes:

Financial Health
Growth Momentum
Valuation Snapshot
Risk Flags
Sentiment & News
Technical Snapshot
Full Verdict with Confidence Rating
Last updated 414 hours ago · Data sourced from FMP & Finnhub · Not financial advice