MA Quick Ratio Analysis

The quick ratio measures a company's ability to pay short-term obligations using its most liquid assets, like cash and receivables, without selling inventory.

A value of 0.65x means Mastercard has $0.65 in liquid assets for every $1 of current liabilities due within a year. This sits exactly at the sector median of 0.65x, yet its percentile rank is 0th among peers, indicating most competitors hold a higher quick ratio and only some match or fall below this level. The 12-month trend is not available (N/A), but quarter-over-quarter the metric improved by +18.2%, rising from 0.55x to 0.65x — the only two historical data points provided. The combination of a sector-average level with a recent upward move suggests liquidity risk is moderate, but the improvement offers some near-term opportunity for reduced strain on cash and receivables. Overall, this metric supports the NEUTRAL verdict: it neither signals a clear red flag nor a compelling advantage, aligning with a balanced outlook.

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