GSGS
US • —
$1011.37
P/E
17.51
PEG
0.63
FCF Yield
—
Rev Growth YoY
+1.3% YoY
Gross Margin
40.5%
Health Score
5/10
D/E Ratio
9.30
Confidence
LOW
Business Snapshot
Goldman Sachs is a global investment banking, securities, and investment management firm that provides financial advisory, underwriting, trading, and asset management services to corporations, financial institutions, governments, and individuals. It operates in highly competitive global capital markets, competing with other bulge-bracket banks such as Morgan Stanley and JPMorgan Chase. With a strong brand and leading market share in M&A advisory and equities trading, it is considered one of the most prestigious firms on Wall Street. The company's business model is heavily tied to market volatility, deal flow, and economic cycles, making its earnings sensitive to macroeconomic conditions.
Financial Health
Goldman Sachs reports a gross margin of 40.5% and a net margin of 14.1%, indicating reasonable profitability per dollar of revenue, though prior-year margin comparisons are not available to assess direction. The balance sheet is significantly leveraged, with a debt-to-equity ratio of 9.3x, a hallmark of large financial institutions that rely on borrowed capital to generate returns...
Risk Assessment
- DEBT / LIQUIDITY — Debt/equity of 9.3x reflects a highly leveraged capital structure typical of investment banks but represents elevated financial risk in a rising-rate or recessionary environment.
- LIQUIDITY — Current ratio of 0.32x indicates that short-term liabilities significantly exceed short-term assets, a structural characteristic that demands access to wholesale funding markets.
- VALUATION DIVERGENCE — Both FMP DCF and Python DCF estimates are unavailable, preventing a reliable intrinsic-value assessment and increasing reliance on relative valuation multiples.
- TECHNICALS — RSI, MACD, and moving average data unavailable for this period; momentum cannot be independently confirmed.
- INSIDER SELLING — Over the last 90 days, insiders executed 0 buys versus 10 sells, a pronounced net-selling pattern that often signals management's lack of confidence in near-term upside....
Goldman Sachs reports a gross margin of 40.5% and a net margin of 14.1%, indicating reasonable profitability per dollar of revenue, though prior-year margin comparisons are not available to assess direction. The balance sheet is significantly leveraged, with a debt-to-equity ratio of 9.3x, a hallmark of large financial institutions that rely on borrowed capital to generate returns. The current ratio of 0.32x points to a substantial liquidity mismatch between short-term assets and liabilities, which is common in the banking sector but still a notable risk factor. Free cash flow data is unavailable, preventing a direct assessment of cash generation or shareholder return capacity. Overall financial health reflects the highly leveraged, capital-intensive nature of the investment banking industry, where the primary risks relate to credit exposure and market downturns rather than operational inefficiency.
- DEBT / LIQUIDITY — Debt/equity of 9.3x reflects a highly leveraged capital structure typical of investment banks but represents elevated financial risk in a rising-rate or recessionary environment. - LIQUIDITY — Current ratio of 0.32x indicates that short-term liabilities significantly exceed short-term assets, a structural characteristic that demands access to wholesale funding markets. - VALUATION DIVERGENCE — Both FMP DCF and Python DCF estimates are unavailable, preventing a reliable intrinsic-value assessment and increasing reliance on relative valuation multiples. - TECHNICALS — RSI, MACD, and moving average data unavailable for this period; momentum cannot be independently confirmed. - INSIDER SELLING — Over the last 90 days, insiders executed 0 buys versus 10 sells, a pronounced net-selling pattern that often signals management's lack of confidence in near-term upside.
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