FI Debt-to-Equity Ratio Analysis

The debt-to-equity ratio of 1.11x means the company uses $1.11 of debt for every $1.00 of shareholder equity, indicating moderate financial leverage.

This is above the sector median of 0.75x, placing it in the 66th percentile among peers, suggesting a higher reliance on debt relative to its industry. The ratio has been stable over the past eight quarters, with no change year-over-year or quarter-over-quarter (both +0.0%). The combination of an above-median level and a flat trend implies a consistent but elevated debt load, which carries modest risk if earnings are pressured but no immediate sign of deterioration. This metric does not strongly contradict the overall NEUTRAL verdict, as stable leverage neither adds a clear risk nor presents a bullish opportunity.

Frequently Asked Questions