ECL Current Ratio Analysis

The current ratio of 1.84x means ECL holds $1.84 in short-term assets — like cash and receivables — for every $1 of short-term liabilities due within a year, signaling a comfortable liquidity buffer.

This is well above the sector median of 1.26x, placing ECL in the 74th percentile among peer companies, so its short-term solvency position is stronger than most. No historical trend is available: year-over-year, quarter-over-quarter, and eight-quarter directional data are all listed as N/A, leaving this as a single-point snapshot. With a high level and no evidence of erosion, the liquidity risk appears limited, but the absence of trend data offers no confirmation of improving or deteriorating financial flexibility. This supports the NEUTRAL verdict — the strong current ratio is a positive counterweight to any longer-term concerns, yet it alone does not justify an upgrade given the static read.

Frequently Asked Questions