DHICAUTIOUS

DHI Debt-to-Equity Ratio Analysis

0.30x

Updated 369h ago·SEC filings & market data

Key Takeaway

The current Debt-to-Equity (D/E) ratio of 0.30x means the company uses $0.30 of debt for every $1.00 of shareholders' equity — a low leverage level that implies less financial risk from borrowing.

Sector Performance

24th percentile

DHI

0.30x

Sector Median

0.74x

Sector Avg

2.51x

Prior Period

0.28x(Jul 2026)

↓ Declining

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Deep Analysis

The current Debt-to-Equity (D/E) ratio of 0.30x means the company uses $0.30 of debt for every $1.00 of shareholders' equity — a low leverage level that implies less financial risk from borrowing.

Compared to sector peers, the metric sits well below the sector median of 0.73x, placing DHI in the 24th percentile — meaning 76% of peers carry higher debt relative to equity. Trend data is limited: the year-over-year change is not available, but the quarter-over-quarter change shows a +7.1% increase from 0.28x to 0.30x. The combination of a low absolute level with a rising short-term trend suggests the company still operates conservatively, yet the increase introduces a potential shift toward greater leverage that investors should monitor. This metric both supports and nuances the overall CAUTIOUS verdict: the low D/E ratio alone would be a positive signal, but the accelerating trend aligns with the cautious view by hinting at increasing financial risk.

Frequently Asked Questions

What does the Debt-to-Equity Ratio tell investors about DHI?

Shows how much a company is financing its operations through debt vs shareholder funds. High D/E can amplify returns — and losses.

How is the Debt-to-Equity Ratio calculated?

Debt-to-Equity Ratio is calculated as: Total Debt / Shareholders' Equity.

Who are DHI's closest peers by Debt-to-Equity Ratio?

The closest peers by Debt-to-Equity Ratio include: TAP (0.76x), PCAR (0.72x), O (0.78x), PRU (0.78x), KIM (0.85x).

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Learn More About Debt-to-Equity Ratio

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Learn how to spot a debt problem in stocks using D/E, interest coverage, and net debt/EBITDA ratios. Real examples from META and MSFT, plus danger thresholds you need to know.

Debt/Equity Ratio: How Much Debt Is Too Much?

The debt to equity ratio explained: why context, interest coverage, and sector norms matter far more than the raw number when assessing debt risk.

The Formula

Total Debt / Shareholders' Equity

Why It Matters

Shows how much a company is financing its operations through debt vs shareholder funds. High D/E can amplify returns — and losses.