Data last refreshed 16 days ago — analysis may not reflect the latest market data

CMSCMS

US

NEUTRAL

$76.89

P/E

21.11

PEG

3.10

FCF Yield

Rev Growth YoY

+12.7% YoY

Gross Margin

31.9%

Health Score

6/10

D/E Ratio

2.07

Confidence

LOW


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Business Snapshot

Consumers Energy Company is a regulated electric and natural gas utility, serving customers primarily in Michigan. It operates in a highly regulated industry, which provides a defensive revenue base but also caps profit growth. As a mid-cap utility with no reported TTM revenue within the provided data, its financial scale is typical for a regional utility player. The defining characteristic of this company is its regulated monopoly status, which provides predictable, albeit modest, earnings growth tied to rate base expansion.

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Financial Health

The company reported a gross margin of 31.9% and a net margin of 13.2%, but the lack of a prior-year gross margin figure prevents a trend analysis. The balance sheet appears stretched, with a Debt/Equity ratio of 2.07x, which is high for a utility but not uncommon given the capital-intensive nature of the industry...

Risk Assessment

  • DEBT / LIQUIDITY — Debt/equity of 2.07x is high, exceeding the typical threshold of 1.5x for a defensive stock, and a current ratio of 0.98x suggests possible short-term liquidity tightness.
  • EARNINGS QUALITY — Earnings growth of 6.8% is significantly below revenue growth of 12.7%, indicating margin pressure or rising costs that could be a persistent headwind.
  • TECHNICALS — RSI, MACD, and moving average data unavailable for this period; momentum cannot be independently confirmed.
  • VALUATION — The PEG ratio of 3.1x suggests the stock is not cheap relative to its growth rate, implying a potential overvaluation if growth decelerates.
  • FCF / CASH BURN — FCF is not reported, a significant gap in understanding the company's ability to fund operations and debt service without external capital....

The company reported a gross margin of 31.9% and a net margin of 13.2%, but the lack of a prior-year gross margin figure prevents a trend analysis. The balance sheet appears stretched, with a Debt/Equity ratio of 2.07x, which is high for a utility but not uncommon given the capital-intensive nature of the industry. The current ratio of 0.98x indicates that current liabilities slightly exceed current assets, a potential liquidity concern. Free Cash Flow (FCF) and FCF yield data are unavailable, making it impossible to assess the company's organic cash generation capacity or its ability to fund the dividend without external financing. Overall, the financial health is adequate for a regulated utility, but the elevated leverage and tight liquidity warrant close monitoring.

- DEBT / LIQUIDITY — Debt/equity of 2.07x is high, exceeding the typical threshold of 1.5x for a defensive stock, and a current ratio of 0.98x suggests possible short-term liquidity tightness. - EARNINGS QUALITY — Earnings growth of 6.8% is significantly below revenue growth of 12.7%, indicating margin pressure or rising costs that could be a persistent headwind. - TECHNICALS — RSI, MACD, and moving average data unavailable for this period; momentum cannot be independently confirmed. - VALUATION — The PEG ratio of 3.1x suggests the stock is not cheap relative to its growth rate, implying a potential overvaluation if growth decelerates. - FCF / CASH BURN — FCF is not reported, a significant gap in understanding the company's ability to fund operations and debt service without external capital.

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Full 8-section analysis includes:

Financial Health
Growth Momentum
Valuation Snapshot
Risk Flags
Sentiment & News
Technical Snapshot
Full Verdict with Confidence Rating
Last updated 398 hours ago · Data sourced from FMP & Finnhub · Not financial advice