CBCB
US • —
$340.74
P/E
12.04
PEG
0.33
FCF Yield
—
Rev Growth YoY
+8.2% YoY
Gross Margin
—
Health Score
7/10
D/E Ratio
0.24
Confidence
LOW
Business Snapshot
Chubb Limited is a major property and casualty insurance company, operating globally through a network of subsidiaries. The company provides a wide range of insurance products, including commercial and personal property and casualty, accident and health, reinsurance, and life insurance. It holds a strong competitive position as one of the world's largest publicly traded P&C insurers, benefiting from significant scale and underwriting expertise. A defining characteristic of the company is its conservative underwriting discipline and diversified global portfolio, which helps to moderate earnings volatility across different economic cycles.
Financial Health
The company reports a net margin of 18.6%, indicating strong profitability on each dollar of revenue. The balance sheet is conservative, with a debt-to-equity ratio of just 0.24x, providing substantial financial flexibility...
Risk Assessment
- DEBT / LIQUIDITY — The current ratio of 0.15x is critically low, a standard insurance industry metric but one that could indicate stress if claims spike unexpectedly.
- TECHNICALS — RSI, MACD, and moving average data unavailable for this period; momentum cannot be independently confirmed.
- INSIDER ACTIVITY — Over the last 90 days, there have been 0 insider buys versus 3 insider sells, a net selling pattern that can signal a lack of confidence from company executives.
- DATA COMPLETENESS — TTM Revenue, TTM Net Income, Free Cash Flow, and quarterly data are all unavailable, limiting the depth of fundamental analysis and introducing uncertainty....
The company reports a net margin of 18.6%, indicating strong profitability on each dollar of revenue. The balance sheet is conservative, with a debt-to-equity ratio of just 0.24x, providing substantial financial flexibility. However, the current ratio of 0.15x is extremely low, a common characteristic for insurance companies where liabilities (claims reserves) are long-dated, but it can signal liquidity pressure in a stress scenario. Return on equity stands at a healthy 15.7%, demonstrating efficient capital allocation. Overall, Chubb’s financial health is robust, supported by strong profitability, low leverage, and solid returns, though the low current ratio warrants monitoring as it is typical for the industry but still represents a potential risk.
- DEBT / LIQUIDITY — The current ratio of 0.15x is critically low, a standard insurance industry metric but one that could indicate stress if claims spike unexpectedly. - TECHNICALS — RSI, MACD, and moving average data unavailable for this period; momentum cannot be independently confirmed. - INSIDER ACTIVITY — Over the last 90 days, there have been 0 insider buys versus 3 insider sells, a net selling pattern that can signal a lack of confidence from company executives. - DATA COMPLETENESS — TTM Revenue, TTM Net Income, Free Cash Flow, and quarterly data are all unavailable, limiting the depth of fundamental analysis and introducing uncertainty.
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