CACCNEUTRAL

Revenue Growth (YoY)

2.2%

Higher than 27% of Financial Services sector peers

Updated 118h ago

Sector Performance

27th percentile

CACC

2.2%

Sector Median

9.0%

Sector Avg

14.2%

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Deep Analysis

Credit Acceptance Corporation's current revenue growth of 2.2% year-over-year means that its total revenue increased by that percentage compared to the same period one year ago—a measure of top-line business expansion.

This is well below the sector median of 9.0% for Financial Services firms, placing the company in the 30th percentile among its peers, meaning 70% of competitors grew faster. The metric's trend direction over the last eight quarters is not available, but the year-over-year change is also not available, while the quarter-over-quarter change shows a decline of 29.0% from the prior quarter. The combination of a below-median revenue growth level and a sharp quarterly drop signals increased risk, as the company is losing momentum relative to both peers and its own recent trajectory. This metric contradicts the overall NEUTRAL verdict, because the weak growth performance and negative quarter-over-quarter trend suggest a more cautious assessment.

Frequently Asked Questions

What does the Revenue Growth (YoY) tell investors about CACC?

Year-over-year revenue acceleration is one of the strongest signals of business momentum. Sustained >15% growth is rare and typically re-rated by the market.

How is the Revenue Growth (YoY) calculated?

Revenue Growth (YoY) is calculated as: (Revenue_t - Revenue_t-4) / Revenue_t-4.

How does CACC's Revenue Growth (YoY) compare to its sector?

CACC's Revenue Growth (YoY) of 2.2% compares to a Financial Services sector median of 9.0%, placing it in the 27th percentile.

Who are CACC's closest peers by Revenue Growth (YoY)?

The closest Financial Services peers by Revenue Growth (YoY) include: HSBC (7.8%), BAC (7.2%), WRLD (6.6%), AON (6.4%), BX (6.2%).

The Formula

(Revenue_t - Revenue_t-4) / Revenue_t-4

Why It Matters

Year-over-year revenue acceleration is one of the strongest signals of business momentum. Sustained >15% growth is rare and typically re-rated by the market.