Data last refreshed 17 days ago — analysis may not reflect the latest market data

ADBEADBE

USTECHNOLOGY

NEUTRAL

$205.02

P/E

11.73

PEG

1.49

FCF Yield

12.4%

Rev Growth YoY

+12.7% YoY

Gross Margin

89.4%

Health Score

8/10

D/E Ratio

0.53

Confidence

MEDIUM


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Business Snapshot

Adobe provides cloud-based software for content creation, marketing, and document management, with its Creative Cloud and Document Cloud segments being the primary revenue generators. The company operates in the competitive software application sector, holding a dominant position in digital media and marketing analytics through established products like Photoshop, Premiere Pro, and Acrobat. As a large-cap enterprise with a market capitalisation of $82.06B, Adobe generates substantial financial scale with $25.20B in trailing twelve-month revenue. A key defining characteristic is its subscription-based business model, which provides recurring revenue and high customer retention, supported by an extensive ecosystem of creative and enterprise tools.

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Financial Health

Adobe maintains an exceptionally high gross margin of 89.4%, indicating strong pricing power and efficient service delivery, while its net margin of 28.7% reflects solid profitability after operating expenses. The balance sheet is healthy, with a debt-to-equity ratio of 0.53x and a current ratio of 1.0x, suggesting manageable leverage and adequate short-term liquidity...

Risk Assessment

  • VALUATION — While the P/E of 11.73x is below the sector average of 22x, such a deep discount may signal market scepticism about future growth or earnings quality.
  • 52-WEEK POSITION — The current price of $205.02 is well below the midpoint of the 52-week range ($288.50) and sits $181.86 below the high of $386.88, indicating protracted weakness.
  • TECHNICALS — The price is below both the 50-day MA ($237.01) and 200-day MA ($290.73), and a death cross has occurred, reflecting an established downtrend.
  • EARNINGS QUALITY — With 3 out of the last 4 quarters beating estimates, earnings quality appears solid, though the beat rate does not indicate an elevated risk of disappointment.
  • DEBT / LIQUIDITY — Debt/equity of 0.53x is manageable, and the current ratio of 1.0x provides only a bare minimum of liquidity coverage.
  • REVENUE DECELERATION — Revenue growth QoQ is not available, preventing a direct deceleration check, but the 12.7% YoY growth is modest and could be decelerating without sequential data....

Adobe maintains an exceptionally high gross margin of 89.4%, indicating strong pricing power and efficient service delivery, while its net margin of 28.7% reflects solid profitability after operating expenses. The balance sheet is healthy, with a debt-to-equity ratio of 0.53x and a current ratio of 1.0x, suggesting manageable leverage and adequate short-term liquidity. Free cash flow stands at $10.21B, producing a robust FCF yield of 12.4%, which underscores the company's ability to generate significant cash after capital expenditures. Overall, Adobe's financial health is strong, providing ample capacity for reinvestment in the business and potential shareholder returns, with minimal risk of financial distress.

- VALUATION — While the P/E of 11.73x is below the sector average of 22x, such a deep discount may signal market scepticism about future growth or earnings quality. - 52-WEEK POSITION — The current price of $205.02 is well below the midpoint of the 52-week range ($288.50) and sits $181.86 below the high of $386.88, indicating protracted weakness. - TECHNICALS — The price is below both the 50-day MA ($237.01) and 200-day MA ($290.73), and a death cross has occurred, reflecting an established downtrend. - EARNINGS QUALITY — With 3 out of the last 4 quarters beating estimates, earnings quality appears solid, though the beat rate does not indicate an elevated risk of disappointment. - DEBT / LIQUIDITY — Debt/equity of 0.53x is manageable, and the current ratio of 1.0x provides only a bare minimum of liquidity coverage. - REVENUE DECELERATION — Revenue growth QoQ is not available, preventing a direct deceleration check, but the 12.7% YoY growth is modest and could be decelerating without sequential data.

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Full 8-section analysis includes:

Financial Health
Growth Momentum
Valuation Snapshot
Risk Flags
Sentiment & News
Technical Snapshot
Full Verdict with Confidence Rating
Last updated 417 hours ago · Data sourced from FMP & Finnhub · Not financial advice