Data last refreshed 57 days ago — analysis may not reflect the latest market data

JACKJACK

US

CAUTIOUS

$15.81

P/E

8.53

PEG

FCF Yield

Rev Growth YoY

-17.2% YoY

Gross Margin

55.4%

Health Score

2/10

D/E Ratio

44.71

Confidence

LOW


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Business Snapshot

Jack in the Box operates in the quick-service restaurant (QSR) industry as both a franchisor and operator of fast-food restaurants, primarily under the Jack in the Box brand. The company generates revenue through franchise royalties, advertising contributions, and company-operated restaurant sales, with a significant portion of its store base being franchised. It competes in the highly competitive U.S. burger and fast-food segment as a mid-tier player, facing pressure from both larger chains and emerging fast-casual concepts. A defining characteristic is the company's heavily leveraged balance sheet, with a Debt/Equity ratio of 44.71x, which is exceptionally high for the restaurant industry and signals a high reliance on debt financing.

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Financial Health

Gross margin stands at 55.4%, but no prior-year comparison is available to assess direction. Net margin is a thin 2.8%, leaving very little profit cushion from each dollar of revenue...

Risk Assessment

  • DEBT — Debt/equity of 44.71x indicates a dangerously leveraged capital structure with very limited financial flexibility.
  • LIQUIDITY — Current ratio of 0.51x means current liabilities exceed current assets, posing a near-term liquidity risk.
  • REVENUE DECELERATION — Revenue fell 17.2% year-over-year, reflecting a significant contraction in the business's core operations.
  • EARNINGS QUALITY — The company has beaten earnings estimates in 0 of the last 4 quarters, indicating low management guidance credibility.
  • VALUATION — EV/EBITDA of 85.34x is extremely high for a company with declining revenue, suggesting the market is pricing in optimistic future margins or a turnaround that has not yet materialized.
  • TECHNICALS — RSI, MACD, and moving average data unavailable for this period; momentum cannot be independently confirmed....

Gross margin stands at 55.4%, but no prior-year comparison is available to assess direction. Net margin is a thin 2.8%, leaving very little profit cushion from each dollar of revenue. The balance sheet is highly distressed, with a debt-to-equity ratio of 44.71x, indicating leverage that far exceeds safe levels for this industry, and a current ratio of 0.51x, meaning current liabilities exceed current assets — a liquidity warning. Free cash flow data is not available, preventing a direct assessment of cash generation or burn. Overall financial health is weak; the combination of extreme leverage and negative working capital severely limits financial flexibility, making the company vulnerable to revenue shocks and unlikely to support dividend payouts or aggressive reinvestment without taking on more risk.

- DEBT — Debt/equity of 44.71x indicates a dangerously leveraged capital structure with very limited financial flexibility. - LIQUIDITY — Current ratio of 0.51x means current liabilities exceed current assets, posing a near-term liquidity risk. - REVENUE DECELERATION — Revenue fell 17.2% year-over-year, reflecting a significant contraction in the business's core operations. - EARNINGS QUALITY — The company has beaten earnings estimates in 0 of the last 4 quarters, indicating low management guidance credibility. - VALUATION — EV/EBITDA of 85.34x is extremely high for a company with declining revenue, suggesting the market is pricing in optimistic future margins or a turnaround that has not yet materialized. - TECHNICALS — RSI, MACD, and moving average data unavailable for this period; momentum cannot be independently confirmed.

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Full 8-section analysis includes:

Financial Health
Growth Momentum
Valuation Snapshot
Risk Flags
Sentiment & News
Technical Snapshot
Full Verdict with Confidence Rating
Last updated 1389 hours ago · Data sourced from FMP & Finnhub · Not financial advice